• Business,  Happiness,  Success

    Paid Vacation

    Yesterday I received a treat that I’ve not had for many years: My vacation slip. In my years of focusing upon my children, I would stay at home during summer vacations, taking so much time off from jobs that I rarely ever saw one of these. In fact, I do believe I worked through the last paid vacation I earned.…

  • Happiness,  self-improvement

    Breathe

    I had a small panic attack this morning. It happened as I sat down to plan my day. My mind wandered to all of the things I want to accomplish this year when it suddenly became difficult to breathe. Every inch of my body tensed up as I tried to force air into my lungs. I stopped, set my pencil…

  • Organization,  Productivity,  self-improvement

    The Habit Chain

    It takes time to form a habit. Positive habits are definitely worth the effort to build. They can slowly transform our life from the mediocre into an absolutely astounding existence. When remaking your life it is best to start small. Analyze the things you want to change about yourself and select just one to focus on. This is how Benjamin…

  • Economy,  Finances,  Security

    The Importance of a Financial Buffer

    The United States government shut down the other day. Regardless of your personal beliefs on the issue, one thing that we can all agree on is that the pay suspension for many Federal workers is causing many families to suffer. So many people the world over live from paycheck to paycheck; even a delay in the receipt of their income…

  • self-improvement

    The Art of Talking To Yourself

    People who talk to themselves are usually lumped with the insane. It feels awkward to stumble across someone having a conversation with themselves. But did you know that self-talk, when done properly, can actually carry a positive benefit? In his book The Magic of Believing, Claude Bristol discussed this occurrence. He witnessed an inebriated man stare into a mirror and…

  • Productivity,  Writing

    Morning Ritual

    Back in the early days of my writing career I began a small morning ritual. I would wake up, snag my cup of coffee, and knock out however many articles I needed to write that day in order to achieve my desired income for the week. Once I finished writing my daily quota of articles I was free to pursue…

  • Life,  self-improvement,  Success

    Carpe Annum

    This is it. The dawn of an entirely new year. I couldn’t wait to greet it. I woke up, made my coffee, and journaled as I watched the sun rise. I changed so much in 2018. I started out the year without a single serious idea of what I wanted to do with my life. Aside from my work schedule,…

  • Holidays,  Personal,  Simplicity

    Family Tradition

    Once upon a time when Katie was small money was really tight. I’d spent most of my cash on Black Friday in order to afford to give my baby the best Christmas I could afford. Katie wanted Christmas candy that year. In order to keep her happy I promised her that on the day after Christmas, once candy went on…

  • Decorating,  Holidays,  Life

    Making Christmas Memories

    Christmas dawned bright and early in the Brewer household. Katie had been sad since it was the first Christmas since her father had passed so I wanted to make it memorable. We invited a few friends to come visit with us so it was time to start cooking! It is amazing what you can whip up using a toaster oven,…

  • Investments

    The Stock Market is Tanking

    Just as I suspected earlier this year, the stock market has continued to drop as the Fed increases their rates. Here is a quick screenshot of the S&P 500 demonstrating the phenomenon: Just look at that line! It’s amazing! You don’t even need the numbers that I forgot to clip with it to see how far it has fallen. Unfortunately,…

  • Organization,  Productivity,  self-improvement

    Preparing for the New Year

    Twenty-eighteen has been an incredibly eventful year. I’ve come to terms with the fact that the previous stage of my life is ending and determined a new direction for my life. I may not know yet how I’ll get to there from here. That’s okay. All I have to do is continue to move forward with my end goal in…

  • Investments,  Life,  Personal

    When Life Takes A Left Turn

    My life has taken a really strange turn since Thanksgiving. Not only has my ex-husband passed away but certain aspects of my personal life that concern the situation have also gotten very, very strange. The worst part of the whole situation is that I can’t share what’s going on yet. Things are still in motion; I might jeopardize the outcome…

  • Decluttering

    Out With the Old

    One of the traits I share with the wealthy is the fact that I like to wear things completely out before I discard them. I see no point in buying new when what I already own continues to serve its purpose. Occasionally I allow myself to go beyond standard thrift and wear things well beyond their usable lifespan. I become…

  • Life

    Late Night Visitor

    The other evening as I prepared for bed there was a knock on my door. I opened it to discover a friend of mine who had decided to come visit despite the fact that it was well past the hour for it to be socially acceptable. I was annoyed but decided to be polite. I explained that I was getting…

  • Personal

    The Perfect Man

    After a year of silence it is time to come clean. I’ve met someone and we’re now committed to a long-term relationship. I didn’t think it would work out at first. His territorial ways and destructive tendencies had me ready to throw in the towel more than once, but one look into his deep brown eyes would net him complete…

  • Success

    Luck Has Nothing to Do With Success

    “You are so lucky,” a friend of mine sighed wistfully the other day. “Lucky?” I spluttered in shock. “How on God’s Green Earth do you consider me lucky?” She gave me a list. Owning my own business, receiving book royalties, and being able to invest a bit towards retirement were among the things she mentioned. She wished that she could…

  • Personal

    End of an Era

    My ex-husband died tonight. I was in bed when his brother showed up, banging on the door. “Get dressed!” he ordered. Katie was running through the house, frantic, so there was nowhere to change. I had the man turn his back so I could throw on some pants. I finally realized that the bathroom was empty so I darted inside…

  • budget book
    Finances,  Investments

    Financial Surprise

    As I caught up on the task of logging the money I’ve spent this month I discovered that I’ve done a┬álot better than I anticipated when it comes to reducing my spending. Even with stocking up this month on pet food and supplies atop of saving some money back for the upcoming book/surplus sale the local library is hosting soon…