• Decluttering

    Out With the Old

    One of the traits I share with the wealthy is the fact that I like to wear things completely out before I discard them. I see no point in buying new when what I already own continues to serve its purpose. Occasionally I allow myself to go beyond standard thrift and wear things well beyond their usable lifespan. I become…

  • Life

    Late Night Visitor

    The other evening as I prepared for bed there was a knock on my door. I opened it to discover a friend of mine who had decided to come visit despite the fact that it was well past the hour for it to be socially acceptable. I was annoyed but decided to be polite. I explained that I was getting…

  • Personal

    The Perfect Man

    After a year of silence it is time to come clean. I’ve met someone and we’re now committed to a long-term relationship. I didn’t think it would work out at first. His territorial ways and destructive tendencies had me ready to throw in the towel more than once, but one look into his deep brown eyes would net him complete…

  • Success

    Luck Has Nothing to Do With Success

    “You are so lucky,” a friend of mine sighed wistfully the other day. “Lucky?” I spluttered in shock. “How on God’s Green Earth do you consider me lucky?” She gave me a list. Owning my own business, receiving book royalties, and being able to invest a bit towards retirement were among the things she mentioned. She wished that she could…

  • Personal

    End of an Era

    My ex-husband died tonight. I was in bed when his brother showed up, banging on the door. “Get dressed!” he ordered. Katie was running through the house, frantic, so there was nowhere to change. I had the man turn his back so I could throw on some pants. I finally realized that the bathroom was empty so I darted inside…

  • budget book
    Finances,  Investments

    Financial Surprise

    As I caught up on the task of logging the money I’ve spent this month I discovered that I’ve done a lot better than I anticipated when it comes to reducing my spending. Even with stocking up this month on pet food and supplies atop of saving some money back for the upcoming book/surplus sale the local library is hosting soon…

  • Personal

    Counting Down the Days

    It is finally starting to hit my daughter that she will be moving soon. This morning she wandered around the house a bit before asking when I had to leave for work. As soon as she discovered that I work the evening shift she offered to treat me to my new favorite place, the Main Cup coffee shop. We settled…

  • Success,  Wardrobe

    The Difference a Shirt Can Make

    One of the hangups I have with my goal is the fact that I cannot conceive of possessing a lot of money. The thought of spending or gaining a lot of money makes me choke. That’s what happens when you’ve always been poor. And that’s okay. I’m aware of my limitation. The burning question is how do I overcome it?…

  • Frugality

    How to Revive Mascara

    I have never really been one to replace an item until it is completely used up. I see no point in spending money when one doesn’t have to. When my black mascara decided to dry up I remembered a post I’d seen on Facebook about a hack that could revive it. You place the mascara bottle in a cup of…

  • Decorating

    Honoring Memories

    My dad kept a magic box filled with memories from his life. He rarely opened it; I didn’t have a chance to really look through it until after his death. I’ve kept the contents undisturbed, looking through them whenever I felt myself missing him. The inner dialogue with my future self caused me to realize that his memory should be…

  • Finances,  Frugality

    Live Beneath Your Means

    The other day an acquaintance approached me for a loan to pay their overdue water bill. They knew that the bill had been due on the 10th of the previous month; instead of paying it then they decided to do some other things with the funds since their water wouldn’t be shut off until the first of this month and…

  • Productivity

    It is Okay to Guard Your Time

    I started wearing a ring on my wedding finger a few weeks back. I had become tired of being hit on by the numerous men who thought it was appropriate to distract me at my job. I am single for a reason; I’ve got something I want to accomplish. I’ll never be able to achieve my goals if I spend…

  • Life

    The Changing Circle of Friendship

    I unfollowed a few old friends last night on Facebook. I had known some of these people since I first moved to this area. I had laughed at their jokes, sat on their porches for chats…some of these people had been regular visitors to my home for years. But something has changed inside of me these past few months. I…

  • Finances,  Life

    The Necessity of Facing Reality

    Now that I’ve had time to breathe, it is time to face my current reality. I need to know what I’m facing in order to move forward. Facing our current reality is a necessity. Burying your head in the sand won’t help one bit. You must know exactly where you stand, regardless of how shaky the ground so that you know…

  • Business

    The Prom Pickle

    Earlier this year my beloved Katie excitedly prepared for the prom. She shopped and shopped for the perfect dress. One evening she emerged from her bedroom with a troubled look. “Mom, my prom dress is going to be way too long,” Katie announced. “Can you get someone to hem it?” I asked. She frowned. “If I get the seller to…

  • Future Me,  self-improvement

    Playing Pretend

    Ever since my successful experiment I’ve been playing a game with myself. At random times as I go through my day I ask myself “what would Future Me do?” The results have been fascinating. Future Me has slightly different tastes than I do. I have found myself selecting different outfits for work and digging through my small stash of costume…

  • Future Me,  self-improvement

    What Would Future Me Do?

    Yesterday as I began getting ready for work I noticed that several dishes had piled up in the sink. It wasn’t horrible but it was enough to make me sigh. I’d have something else to do once I returned home late that night. Something caused me to pause: What would future me do in that situation? I asked myself. Future…

  • Law of Attraction,  self-improvement

    An Experiment in Luxury

    It is amazing how quickly things can work out when you create an intention. Shortly after challenging myself to reverse the Diderot Effect in my personal life a friend came over to visit. Her granddaughter was moving in with her; did I happen to have any old children’s movies that I would consider selling on the cheap? I pulled out…

  • self-improvement

    The Art of Focusing on Who You Want to Be

    The simple act of saying “stop” has benefited me immensely. For the first time in months, I felt an internal peace that speaks volumes in the silence. The frantic chatter in my mind has ceased now that I have given myself permission to just wait. As I mulled over the changes in myself over the years the shock slowly eased. I…

  • Finances,  Frugality,  Happiness

    The Diderot Effect

    The Diderot Effect has been used as a lesson against mindless consumerism since the minimalist movement began. The moral of the lesson is always the same: buying something nice will lead to us buying other nice things until we’re broke and miserable. I was right on board with that thought from the beginning. Why should we strive to buy better…