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The Freedom of Simple Bills

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I paid my bills today. All $473 dollars worth. For this money I receive:

● A snug home to live in.
● Electric to heat with, keep the lights on, use the computer, etc.
● Water to wash with and septic to flush it away.
● Trash collection (mostly used by my neighbor).
● Internet for work, play and communication.

My bills are higher in the winter than in the summer because of the necessity of keeping warm. On some summer months I’ve managed to get my electric bill down to $13 though I’ve yet to manage it with this place. However, even with using the air conditioner in the summer I’ve never had a bill over $50 here for the summer months, a considerable change from the days I lived in a trailer.

Even with the electric heat I’m happy to announce that my usage went down over this same period last year. I’m not sure what caused the difference especially since I now have a washing machine but the electric company says I used 5 kwh less per day this year over last despite the fact that this year is colder.

Now that my bills are paid I can relax for another month; there is gas in the van, money in the bank and nowhere in particular I need to go because I did all of my shopping today while I was out.

Back in the days when I worked a public job things weren’t so easy. I was paid every two weeks so twice a month I looked at what was due and figured out what paycheck it would come out of.

When I got paid once a week the effort doubled because sometimes I had to save up just to pay a single bill.

Now I can pay them all in one fell swoop from money that comes in automagically. This means that I am free to spend my time doing much more enjoyable things like read a book or write this blog post.

Since my bills are so simple and low it means that I can easily pay them even if my income takes a dip. It means that I am able to put a few dollars away every month toward my goal of owning a home of my own again.  I’m not sure of my next step after my epiphany. For now I’m putting home ownership on hold while I think these sensations through.

It means that instead of working for someone else at a public job I can stay at home and write instead.

If you have a moment, take a slip of paper and write down all of your bills. Put down your mortgage, utilities, storage fees, credit cards, car payments and the student loans. Include the Fingerhut payment and the big screen TV you’re renting to own. Add these numbers together. If you’re honest with yourself that number may surprise you.

Now calculate how many hours you have to work in order to pay everything on that list. This is how much of your life you will lose in exchange.

Close your eyes and imagine your life with less bills. Imagine you have my bills if you need a number. How much of your life would you regain with this simple change?

What would you do with your time if you suddenly didn’t have so many bills to pay?

If you have a moment please share this post on Facebook or Twitter. Perhaps you could leave a comment about how your life would change if your bills were drastically reduced. Thank you. Your shares and comments may be just the thing needed by someone out there searching for answers and I deeply appreciate your effort.

 

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6 Comments

  1. Dix wrote:

    Annie, good on you! I ran across you quite by accident on Amazon. I am impressed not only by what you’ve accomplished but the lessons you learned getting there. Your smarts and your confident attitude will take you even further and I wish only good things for you.

    As a writer yourself, I’m sure you can forgive my inner editor, knowing that I’m offering this to be helpful, not critical. Among writers, this is one of those grammar glitches that can separate the big dogs from the pack. You state in this post, “Close your eyes and imagine your life with less bills.” Less is incorrect here. It should be “…fewer bills.” Or, you could say “less debt.” It’s an important difference.

    Best of luck! Dix

    Friday, January 4, 2013 at 2:05 pm | Permalink
  2. Annie wrote:

    Thanks for the correction Dix! I wrote this fairly quickly and posted without a thorough edit. I appreciate you!

    Saturday, January 5, 2013 at 1:58 am | Permalink
  3. Carla wrote:

    yes, it is great to get on top of things.
    Perhaps today I will focus on what is free, instead of costly.
    two things are free here where I live….one being AIR and the other being the elastics that I re-purpose from the local newspapers delivered several times per week to our home.
    Why is this good? First of all, the air I use to hang dry the clothes that has saved me 14% on my hydro bill. Secondly, the elastic bands are repurposed for a multitude of uses around the house. yes, it is good to be grateful for the small blessings :)

    Saturday, January 5, 2013 at 3:29 pm | Permalink
  4. laurie wrote:

    I almost fainted when I finally got to see my electric bill for this month and it was only $62! Even with a small one in the house again I’m getting back to lower bills, and I love it!

    Saturday, January 5, 2013 at 4:50 pm | Permalink
  5. Kathy wrote:

    I wish that were all of my bills! My rent is more than your total bills ($500 and that’s very cheap for this area!!). We just moved to an all-electric house and different electric company so I’m interested to see what the difference will be. My last bill in old house was $82. I have, in the past few months, cut almost every bill back to the bare bones and while it’s starting to pay off, I wish there were more cuts I could make. It will be interesting to see the differences in the new house. I know the water bill will be MUCH cheaper in this house.

    Sunday, January 6, 2013 at 8:42 pm | Permalink
  6. Bryin wrote:

    I reduced my bills so I could attend grad school. Only one semester to go! Actually, I did it long before I decided to go to school. I hate paying bills even if I have the money. It is just a pain and forgetting can be very costly.
    “a man should keep his accounts fews and balance them on a thumbnail”- Henery David Thoreau, Walden.

    Saturday, January 12, 2013 at 8:28 pm | Permalink