• Food

    Beans and Cornbread

    Katie and I have been rather busy as we settle into this new year. While my daughter typically picks up something to eat while she’s at work or out with friends I usually don’t have time to even think about food until I arrive home from work in the evenings. By then I’m so tired I don’t even want to…

  • Finances

    Voting Every Day

    Every single penny you spend (or don’t) is a vote that tells the world a little bit about you. Every single penny you spend votes for the world you want to live in and the businesses you support. Do you drive past the stores on Main Street to shop at the Mega-Mart on the outskirts of town? Do you buy…

  • self-improvement,  Writing

    The Power of Ritual

    Every single morning the very first thing I do is look at my clock. I turn on the radio, pad to the kitchen, and start the coffee as I head to the bathroom for my daily constitutional. I tend to take my journal with me; writing while on the porcelain throne first thing in the morning allows me to flesh…

  • Personal

    The Changing Winds of Life

    It has been one helluva week here in this tiny little home. Katie decided that she had placed her life on hold for long enough. She’d sacrificed several scholarships and opportunities for a relationship that went bust, so she decided to correct that. On Monday she decided that she would join the Navy. The Army was out, despite our family’s…

  • self-improvement,  Success

    Test Your Limits

    Four hours of sleep is not enough. I’ve been experimenting with my sleep schedule lately. Since successful people tend to wake up earlier, I want to alter my personal habits in order to become more like them. Today I set the intention to wake up at 4 am since I have to be at work by 9 am. I feel…

  • Finances,  Investments

    Patient Experience

    Last year I invested in Corus Entertainment, a Canadian company I stumbled upon when I first began investing in the stock market. I could sense that they were about to make some serious changes to the company; based upon that and a gambler’s hunch I bought in. Sure enough, just as I expected, the company slashed their dividend. However, I…

  • Personal

    Update on Katie

    It has been a challenging week or so around this tiny house. The kid had a major dust-up with her fiancĂ©e so the wedding is off. She spent a week at a friend’s house mourning the change but came back home the other evening. Now she’s exploring her own path to the future. We have a Navy recruiter coming to…

  • Frugality

    Impulse Purchases

    “Mom,” Katie’s voice called out from her room as soon as I arrived home from work. “What type of tablet should I buy for my photo editing? I want a good one.” “I thought you preferred using your Mac for photo editing,” I replied as I began my evening ablutions. “Actually, I prefer using my phone but I want something…

  • Finances,  Frugality,  Investments

    Potential Paths to Success

    The kid got her permit today. She’s over the moon with the achievement. She intends to acquire her driver’s license, invest in a vehicle, and get a better-paying job. Late last night she discussed her options with me. She asked if I would mind if she lived with me, splitting the expenses until some time in 2020. This would allow…

  • Education

    The Reason I Read

    Did you know that the most successful entrepreneurs are the ones who are the most risk-averse? I didn’t until I started reading this book. I always believed that successful entrepreneurs were the ones who leaped in, all hell-for-leather, burning their bridges behind them. Come to find out, I’m completely wrong. They like to hedge their bets in all aspects of…

  • Life

    Distraction

    At first it was the television. It sat front and center of every living room. Residents and visitors alike would stare at the glowing screen, chatting during commercial break. Then came the video games. Names like Atari and Commodore. Devices attached to our precious televisions gave us something to do while we were glued to our televisions. We could direct…

  • Finances

    Thinking of Long-Term Goals

    Last night I fell asleep thinking about my long-term goals. Eventually I would like to own my own home and perhaps build a small real estate portfolio in order to provide yet another stream of passive income. I’ll have to build my credit if I want to accomplish that. I don’t like credit. Credit makes it far too tempting to…

  • Finances,  Frugality

    10 Reasons Why You Shouldn’t Save Money

    In light of how many people I see on a daily basis who refuse to save money, I started asking myself why this was a thing. To me, it makes perfect sense to live beneath my means but in my world I am in the minority. I thought I’d brainstorm to determine if perhaps my path was the wrong one.…

  • Business,  Happiness,  Success

    Paid Vacation

    Yesterday I received a treat that I’ve not had for many years: My vacation slip. In my years of focusing upon my children, I would stay at home during summer vacations, taking so much time off from jobs that I rarely ever saw one of these. In fact, I do believe I worked through the last paid vacation I earned.…

  • Happiness,  self-improvement

    Breathe

    I had a small panic attack this morning. It happened as I sat down to plan my day. My mind wandered to all of the things I want to accomplish this year when it suddenly became difficult to breathe. Every inch of my body tensed up as I tried to force air into my lungs. I stopped, set my pencil…

  • Organization,  Productivity,  self-improvement

    The Habit Chain

    It takes time to form a habit. Positive habits are definitely worth the effort to build. They can slowly transform our life from the mediocre into an absolutely astounding existence. When remaking your life it is best to start small. Analyze the things you want to change about yourself and select just one to focus on. This is how Benjamin…

  • Economy,  Finances,  Security

    The Importance of a Financial Buffer

    The United States government shut down the other day. Regardless of your personal beliefs on the issue, one thing that we can all agree on is that the pay suspension for many Federal workers is causing many families to suffer. So many people the world over live from paycheck to paycheck; even a delay in the receipt of their income…

  • self-improvement

    The Art of Talking To Yourself

    People who talk to themselves are usually lumped with the insane. It feels awkward to stumble across someone having a conversation with themselves. But did you know that self-talk, when done properly, can actually carry a positive benefit? In his book The Magic of Believing, Claude Bristol discussed this occurrence. He witnessed an inebriated man stare into a mirror and…