• Car-Free,  Finances,  Frugality,  Investments

    Desire and Frustration

    I underestimated just how heavily it was raining as I left work yesterday afternoon. By the time I realized that I should open my umbrella it was far too late. I was soaked to the bone. “I have got to increase my income,” I muttered as I sloshed my way home. If I acquired a full-time job making just $10…

  • Education,  Finances,  Investments,  self-improvement,  Success

    2019 Goal Update

    I received a call on my day off from work yesterday, asking if I would come work for a couple of hours. I wasn’t thrilled at first but then I realized that those hours worked would take me a tiny bit closer to my goal. I worked that short shift with a smile on my face. I’ve made quite a…

  • Finances,  Food,  Investments

    Income Tax Refund Report

    I spent $296 at the grocery store the day before my birthday. The kid seemed nervous at our barren pantry so I sorted it. I’ll not have her skipping meals because she’s worried that I can’t afford it. Just because she can’t chip in towards the grocery expense right now doesn’t mean that I’ll let her starve. The food should…

  • Finances,  Investments

    2018 Financial Report

    After a huge amount of struggle I finally located an online tax service that would handle the K-1 statement that was giving me so much trouble. I spent $95 to use the service but I consider it money well-spent. They not only managed to increase my refund, they saved me the bother of having to track down someone locally to…

  • Finances,  Investments

    Taxes are a Pain

    I have just discovered something the hard way: filing your taxes on investments can be a major pain in the butt. I’ve not only discovered that my usual online tax preparation service can’t handle the forms I need to file, but H&R Block wants to charge me an arm and a leg to file this stuff online. For now, I’m…

  • Finances,  Investments

    A Tale of Cowardice

    This is the very first year that I will file tax forms in relation to my investments. The very first time in my life that I’ve actually had real, Big Dog investment income to report. I’m having to fight the urge to turn tail and run. The other day I received the small package with the necessary tax forms to…

  • Investments

    (Not So) Light Reading

    You see that gigantic stack of papers in the photo? That’s the latest SEC filings for BlueKnight Energy Partners, one of the dividend companies I’ve invested in. That stack of papers is close to 300 pages of legalese, deliberately designed to be completely incomprehensible to the average person. I have to don a business suit just to get the words…

  • Business,  Investments,  Personal

    Three Jobs?

    Since yesterday was a maudlin day (as you could tell from my post), I called up my beloved Auntie early this morning for some much-needed encouragement. “Well, it’s no wonder you’re exhausted and feeling emotional!” Auntie declared once I’d shared, “You’re working three jobs, taking care of your house, and studying like you were in an actual college class besides!…

  • Finances,  Investments

    Patient Experience

    Last year I invested in Corus Entertainment, a Canadian company I stumbled upon when I first began investing in the stock market. I could sense that they were about to make some serious changes to the company; based upon that and a gambler’s hunch I bought in. Sure enough, just as I expected, the company slashed their dividend. However, I…

  • Finances,  Frugality,  Investments

    Potential Paths to Success

    The kid got her permit today. She’s over the moon with the achievement. She intends to acquire her driver’s license, invest in a vehicle, and get a better-paying job. Late last night she discussed her options with me. She asked if I would mind if she lived with me, splitting the expenses until some time in 2020. This would allow…

  • Investments

    The Stock Market is Tanking

    Just as I suspected earlier this year, the stock market has continued to drop as the Fed increases their rates. Here is a quick screenshot of the S&P 500 demonstrating the phenomenon: Just look at that line! It’s amazing! You don’t even need the numbers that I forgot to clip with it to see how far it has fallen. Unfortunately,…

  • Investments,  Life,  Personal

    When Life Takes A Left Turn

    My life has taken a really strange turn since Thanksgiving. Not only has my ex-husband passed away but certain aspects of my personal life that concern the situation have also gotten very, very strange. The worst part of the whole situation is that I can’t share what’s going on yet. Things are still in motion; I might jeopardize the outcome…

  • budget book
    Finances,  Investments

    Financial Surprise

    As I caught up on the task of logging the money I’ve spent this month I discovered that I’ve done a┬álot better than I anticipated when it comes to reducing my spending. Even with stocking up this month on pet food and supplies atop of saving some money back for the upcoming book/surplus sale the local library is hosting soon…

  • Frugality,  Investments

    Unjustifiable Luxury

    I want a washing machine. I really do. I would like few things more than to be able to sit at home and do my laundry whenever I desire. With this in mind I pulled out my trusty ledger and checked to see just how much I spend each month at the laundromat in hopes that I could justify the…

  • Investments

    Two Hours Closer to Freedom

    Today was the day for my latest stock purchase. My transfers had arrived at my brokerage and I had a day off to savor the experience of growing a tiny bit closer to freedom. I targeted Blueknight Energy Partners (BKEP), a tiny company in the Energy Sector that I’d been eyeing for months. I’d researched them, noting several things I…

  • Investments

    My Stock Market Investment Strategy

    After a lot of thought and research I finally settled upon a specific set of criteria to use while searching for stocks to invest in. While I do allow the occasional exception, for the most part this is how I locate stocks for purchase. My Stock Market Black List These are the reasons I pass up investing in a lot…

  • Investments

    My Financial Freedom Game Plan

    Despite the fact that I spent more than I like last month I still managed to have money left over for investment. I took the $67 I received in royalties and added $63 from my paychecks to it in order to scrape up $130 to invest this month. I plan to stick every penny into a single stock I’ve targeted.…

  • Finances,  Investments

    The Fear of Being Wrong

    I ran my bank account a bit lower than I like at the end of August. It was a deliberate choice; not only did I want to give my daughter one last, really nice birthday in light of the fact it may be the last one I spend with her, it was the last time I would have free trading…

  • Finances,  Investments

    Investment Update

    The other day I closed out my books for the month of August. Here are the numbers: Beginning Balance: $1,340.61 Dividends received: $20.46 Personal Investment: $286.00 ———————————————— Total Invested in the stock market: $1,647.07 August was a tight month. I had to set aside some funds to celebrate my daughter’s 19th birthday. Since this very well might be the last…