• Frugality,  Investments

    Unjustifiable Luxury

    I want a washing machine. I really do. I would like few things more than to be able to sit at home and do my laundry whenever I desire. With this in mind I pulled out my trusty ledger and checked to see just how much I spend each month at the laundromat in hopes that I could justify the…

  • Investments

    Two Hours Closer to Freedom

    Today was the day for my latest stock purchase. My transfers had arrived at my brokerage and I had a day off to savor the experience of growing a tiny bit closer to freedom. I targeted Blueknight Energy Partners (BKEP), a tiny company in the Energy Sector that I’d been eyeing for months. I’d researched them, noting several things I…

  • Investments

    My Stock Market Investment Strategy

    After a lot of thought and research I finally settled upon a specific set of criteria to use while searching for stocks to invest in. While I do allow the occasional exception, for the most part this is how I locate stocks for purchase. My Stock Market Black List These are the reasons I pass up investing in a lot…

  • Investments

    My Financial Freedom Game Plan

    Despite the fact that I spent more than I like last month I still managed to have money left over for investment. I took the $67 I received in royalties and added $63 from my paychecks to it in order to scrape up $130 to invest this month. I plan to stick every penny into a single stock I’ve targeted.…

  • Finances,  Investments

    The Fear of Being Wrong

    I ran my bank account a bit lower than I like at the end of August. It was a deliberate choice; not only did I want to give my daughter one last, really nice birthday in light of the fact it may be the last one I spend with her, it was the last time I would have free trading…

  • Finances,  Investments

    Investment Update

    The other day I closed out my books for the month of August. Here are the numbers: Beginning Balance: $1,340.61 Dividends received: $20.46 Personal Investment: $286.00 ———————————————— Total Invested in the stock market: $1,647.07 August was a tight month. I had to set aside some funds to celebrate my daughter’s 19th birthday. Since this very well might be the last…

  • Finances,  Inspiration,  Investments,  Simplicity

    The Magic of Time

    I moved to this house in April 2011. In the fence row of the front yard was a little sapling beside my front gate. My friend Mr. A wanted to chop it down. I told him to leave it; it would grow into a fence post eventually. That sapling was so insignificant that I never even bothered to photograph it.…

  • Inspiration,  Investments

    The Art of Staying Motivated

    The other night I came home after an exhausting shift at work. I plopped down in front of my computer to check my emails before engaging in my nightly habit of reading a bit before I went to bed. As I sat there I thought “what’s the point?” What was the point in reading more when I was so drained?…

  • Finances,  Investments

    A Goal of Freedom

    With all of the work I’ve put in to learn about investing and the stock market I’ve allowed one important piece to fall to the wayside. I need a concrete long-term goal to focus on in order to not only have a measuring stick of my progress but to inspire me during the dark hours. I woke up this morning…

  • Finances,  Frugality,  Investments

    Frugality is Essential for Success

    Everywhere you turn these days one can find ads touting this investment or that business as the way to “get rich quick.” Just buy this course or whatever and money will flow into your life like a raging river. Bull crap. There’s no such thing as “get rich quick.” It’s all a scam to part us with our hard-earned money. …

  • Investments

    Missing the Boat

    One of the first stocks I researched happened to be the company that originally owned the store I work in. Since they had sold my company off I decided not to buy, but since the owners of my franchise happened to also own another store that was involved in the company, I set up some news alerts just to keep…

  • Investments

    A Stock Market Ouchie

    While I was digging through the bargain bin at the Stock Market I stumbled across a company with a LOT of potential. This media company, while it has its fingers stuck in traditional media sources like television and radio stations, not only creates its own content but has been slowly transitioning to embrace the new way people receive media. I…

  • Investments

    Why I Won’t Invest in Index Funds

    I’ve had a lot of recommendations concerning Index Funds as of late. It seems that many people believe that they are the way to go. I happen to disagree, especially with current market trends. An Index fund is a business that buys shares in some (weighted funds) or all of the companies listed on the stock market. As a result,…

  • Finances,  Investments

    The Challenge of Investing in the Stock Market

    One of the major challenges of entering the stock market on a shoestring is brokerage fees. These are fees that you have to pay any time you buy or sell a stock. While there are a number of discount brokerages out there, many of them require that you open an account with anywhere from $500, $1,000, or even more. When…

  • Investments

    A Lesson in Silver

    My silly little silver investment has paid off, not in dollars, but in knowledge. I’ve not only learned how to read price charts now but I’ve also realized that there is a big difference between investing in precious metals and the stock market. While silver, gold, and other precious metals might go up in price you never know exactly when that is…

  • Investments

    My Silver Has Arrived

    The fruits of my very first investment have arrived. The mailman delivered the package just a bit ago. My hands shook as I opened the box. I cried as I held that silver in my hands for the very first time. I’ve done it. I’ve made my very first step into the big leagues. Tears are streaming down my face…

  • Finances,  Investments

    Learning From the Past

    Back in the 1980’s my father, encouraged by friends and family, decided to get involved with the stock market. I’ll never forget my surprise when I discovered that he actually checked two books out of the library and started reading them. Dad never read books. But these he did. Then he snagged a subscription to the local Herald Leader. He poured over…

  • Investments

    I’m Making a Profit!

    The other day I mailed off a check to buy 10 ounces of Silver Bullion at $16.45 an ounce. I checked the market prices today. I bought ten ounces of the stuff; that means that so far I’ve made $4.10 on my investment and it hasn’t even arrived yet! Oh my God! That’s over half of an hour’s wage! Okay,…

  • Finances,  Investments

    My First Investment

    Note: this website runs a bit behind my real life. Judge my numbers accordingly. Baby steps can move mountains. I know this; I used a progression of baby steps to not only manage to survive while raising my kids as a single mother, I used baby steps when I began my computer repair business and to learn how to start…