• Economy,  Life

    The World Doesn’t Care About Us

    We’ve been raised to believe that we live in a nation that cares about our well-being. We’ve been raised to believe that the land we call home is a place that we can trust. This is why, when our government passes laws that are supposed to be “for our benefit” that we might grumble, but we invariably comply. Our nation…

  • Economy

    State of the World Today

    I’ve been called paranoid more than once for my belief that we are on the verge of a major problem. I’ve even received a bit of hate due to the fact that I believe that we need to take steps to prevent the rich from getting richer. I’ve even been called crazy for stating my belief that a large number…

  • Business

    How to Change the World

    Big Business cares nothing about you. If it doesn’t benefit their bottom line, it doesn’t matter to them. The lip service they give you is meaningless. Some corporations even acknowledge this with backhanded ways of “helping” their employees. We aren’t supposed to believe that, however. We’re supposed to believe in “by the people, for the people” despite the growing evidence…

  • Finances,  Frugality

    Financial Surprise

    It is amazing. One day you decide to quit your job. You’re concerned about your expenses even though you know you’ve got it covered. But then you pay your bills and you realize: Your bills have plummeted. This frugalista has just realized that she was spending over $100 a week just on food and other things while she was away…

  • Business

    Slavery Days are Over. It’s Time to Take Our Lives Back.

    I quit my job the other day. I had been asked to do more and more over the passing months, up to and including things that I normally charge $40/hour for in my computer repair business but at a pay scale that is less than the entry-level pay at McDonald’s and other local businesses. While I had already been considering…

  • Education,  Goals,  Inspiration

    PERSPECTIVE IS EVERYTHING

    One semester down; 19 to go. We can do 19 semesters. When I shared that fact with my daughter Katie (who is studying for her Bachelor’s in Health Science now), she announced that it sounded so much easier that way. She had been a bit depressed at the fact that she just committed four years of her life to not…

  • Finances,  Happiness,  Life,  Simplicity

    How to Live an Intentional Life

    It takes a bit of thought to sort through the chaos and programming to determine just how you want to live your life. My first trip down this path was simple in comparison. I had one goal I wanted to achieve. I wanted to be a stay-at-home single mother for my daughter, so I did what I had to do…

  • Education,  Life,  Success

    How to Defeat Panic and Accomplish Your Goals

    My daughter and I started college this past Thursday. We woke up bright and early to eat breakfast before we got started. Katie began to cook while I turned on some relaxing classical music. After a brief phone call from Auntie wishing us a happy first day of college, we talked quietly as we ate before settling down in our…

  • Education,  self-improvement,  Success

    How to Deal With the Demon of Doubt

    After a long night at work I returned home to discover a surprise in my inbox: “Congratulations! We are excited to inform you that your application has been reviewed and you can start studying at UoPeople in the upcoming term!” I sat and stared at that email for an hour. I was accepted? Just like that? They’re joking, right? I…

  • Finances,  Productivity,  Success

    Why the Turtle Beats the Hare to Success

    One of the blessings that come with age is patience. Time has a way of making you realize that instant wealth or success is a fairy tale concocted by marketers to place your cash in their pocket by taking advantage of your impatience. In his book Good to Great, Jim Collins discusses how mediocre companies develop long-lasting success. His research…

  • Finances,  Housing,  Organization

    The Value of Household Inventory

    I opened the last tote of kitty litter this morning. As soon as I topped off the litterbox I sat down and penned a note to my daughter, asking her to order more come payday. We had 1.5 totes of cat food on hand, so I informed her that we would be good on cat food for this round. This…

  • Finances

    Do We Need a Job?

    Everyone knows that we need money in order to live. That’s a given. We need to buy food and clothing. We need a place to live. In certain nations (like my own) we need money in order to afford healthcare even. But do we really need a job? We’ve been taught that we need to go to school, get a…

  • Car-Free,  Finances

    A Slice of Slavery

    Katie had to walk to work in the pouring rain this morning. I grieved for her as she headed into the downpour to walk the mile-long trek to her public job. I’ll have to do the same in a couple of hours. I could sit at this keyboard and whine that life isn’t fair; why can’t we own vehicles like…

  • Finances,  Retirement

    Repeating My Way to Freedom

    I just calculated the dividends I will receive over the next 12 months. I have finally topped the $250 mark. In order to consider myself financially free I need to have $6,000 a year minimum in passive income, or $500 a month. I am halfway to my one month’s goal, even with the sizeable investment I’ve made in one non-dividend…

  • Finances,  Minimalism

    Minimalism, Cash Flow, and Turnover

    One of the ways that businesses maximize their funds is by utilizing turnover to increase their cash flow. Instead of purchasing a year’s supply of whatsits in order to make their widgets, they instead purchase just enough to get by for a certain time period like a week or a month. The store I work at uses this principle. They…

  • Finances,  Health

    Self-Analysis

    Last night I face-planted into my computer keyboard. That was a definite sign of why I’ve become so grumpy and frustrated as of late. I’ve pushed myself a bit too hard again, sacrificing sleep for my goals. I have really got to establish some limits here. While I’m happy that I am more productive than I’ve been in quite a…