• Finances,  Retirement

    Repeating My Way to Freedom

    I just calculated the dividends I will receive over the next 12 months. I have finally topped the $250 mark. In order to consider myself financially free I need to have $6,000 a year minimum in passive income, or $500 a month. I am halfway to my one month’s goal, even with the sizeable investment I’ve made in one non-dividend…

  • Finances,  Retirement

    Social Security is Not Enough

    A coworker is being forcefully retired at work. At over 70 years of age, he has worked for my bosses now for 40-plus years. Tears were shining in his eyes as he told me the news. He has one month’s notice before his last day. “But you’ve got Social Security, right?” I asked, casting about for a way to console…

  • Economy,  Finances,  Security

    The Importance of a Financial Buffer

    The United States government shut down the other day. Regardless of your personal beliefs on the issue, one thing that we can all agree on is that the pay suspension for many Federal workers is causing many families to suffer. So many people the world over live from paycheck to paycheck; even a delay in the receipt of their income…

  • Finances,  Security

    A Pillow for your Bank Account

    It’s happened to all of us. We spend more than we anticipate, a hacker steals our card info, even a mistake at the bank can lead to overdrafts. Just the other day a mistake at a local bank caused the accounts of several personal friends to appear overdrawn due to an accidental double-posting of charges. Keeping a financial cushion in…

  • Security

    Pissed off and starting over

    I just had a bit of a battle here. Somehow hackers managed to get back in and contaminated a bunch of my files. Rather than risk endangering you I deleted it all. It just wasn’t worth it. You are much more important than this stupid page. As a result I am going to have to ask you to resubscribe. I’m…