budget book
Finances,  Investments

Financial Surprise

As I caught up on the task of logging the money I’ve spent this month I discovered that I’ve done a lot better than I anticipated when it comes to reducing my spending. Even with stocking up this month on pet food and supplies atop of saving some money back for the upcoming book/surplus sale the local library is hosting soon I will have more money left over at the end of this month than I anticipated.

Between that, the fact that I still have last month’s royalties stashed away, an extra paycheck coming this month, and a new round of dividends hitting my account I might be able to afford another round of investing. The stock market is down at the moment; prices on my favorites are at a delightful low. If I could afford to toss another hundred dollars into them that would allow me to inch a bit closer to financial freedom. The extra dividend income may come in handy once Katie moves out but if I don’t need it I would have that much more to reinvest once winter ends.

I’ll know more at the end of the month. For now, it gives me hope that I’ll be able to survive the winter without being forced to suspend my goal of financial freedom entirely.

It’s always a treat to discover that you’re doing better financially than you thought.

Have you ever looked at your finances and realized that you’re doing better than you thought you were? Please share your stories in the comments below.

One Comment

  • Lyn

    Well I wish I could say I am doing better than I think, but that is not the case. I find the last few months have been challenging. Extra bills and trying to prepare for winter.

    The good thing is that I’m aware, so I am trying to get slowly back on track. Any tips/advice on building savings slowly and dealing with higher-cost months? Also, do you track your expenses monthly?