• Car-Free,  Finances

    A Slice of Slavery

    Katie had to walk to work in the pouring rain this morning. I grieved for her as she headed into the downpour to walk the mile-long trek to her public job. I’ll have to do the same in a couple of hours. I could sit at this keyboard and whine that life isn’t fair; why can’t we own vehicles like…

  • Finances,  Retirement

    Repeating My Way to Freedom

    I just calculated the dividends I will receive over the next 12 months. I have finally topped the $250 mark. In order to consider myself financially free I need to have $6,000 a year minimum in passive income, or $500 a month. I am halfway to my one month’s goal, even with the sizeable investment I’ve made in one non-dividend…

  • Decluttering,  Minimalism

    Minimalist Experimentation

    Many years ago I took my readers along on my personal journey through Minimalism. I was overwhelmed at the time so once I discovered that owning less not only helped my finances but made my practical day-to-day life easier I jumped in with both feet. I followed the advice of the experts of the day, eliminating not only the things…

  • Housing,  Personal

    How I Spent My Day Off

    I set my alarm bright and early. I had plans to visit the library book sale and have lunch with a friend before applying at some local factories so I wanted to get all of my daily tasks completed. That way, when I arrived home after lunch I could dedicate the rest of my afternoon to decimating the jungle in…

  • Life,  Personal

    Stiffly Moving Forward

    My first thought this morning was that someone had replaced my joints with a box of Rice Krispies. Every part of my body snapped, cracked, and popped after yesterday’s adventure. But at least I got the front yard mowed. I may not feel like moving from this spot but I still had stuff to get done. While I’ve accomplished a…

  • Housing,  Personal

    Adventures in Weeds

    I arrived home after work to discover that, true to Amazon’s word, my weed trimmer had arrived. Squee! This is the first time in a decade or so that I’ve actually owned a weed trimmer. While I borrowed mowers the first year I moved here I eventually started paying my neighbors to maintain my yard. I wasn’t sure if I…

  • Finances,  Minimalism

    Minimalism, Cash Flow, and Turnover

    One of the ways that businesses maximize their funds is by utilizing turnover to increase their cash flow. Instead of purchasing a year’s supply of whatsits in order to make their widgets, they instead purchase just enough to get by for a certain time period like a week or a month. The store I work at uses this principle. They…

  • Finances,  Health

    Self-Analysis

    Last night I face-planted into my computer keyboard. That was a definite sign of why I’ve become so grumpy and frustrated as of late. I’ve pushed myself a bit too hard again, sacrificing sleep for my goals. I have really got to establish some limits here. While I’m happy that I am more productive than I’ve been in quite a…

  • Car-Free,  Finances,  Frugality,  Investments

    Desire and Frustration

    I underestimated just how heavily it was raining as I left work yesterday afternoon. By the time I realized that I should open my umbrella it was far too late. I was soaked to the bone. “I have got to increase my income,” I muttered as I sloshed my way home. If I acquired a full-time job making just $10…

  • Frugality,  Housing

    Baby Step to a Better Life

    I trimmed the tall weeds in my front yard with a pair of scissors today. I chuckled at myself while I worked; it reminded me of all the times when I washed my laundry in the bathtub. It was also absolutely, completely ridiculous. I could hire someone to mow my yard but I’m no longer inclined to do that. It…

  • Life

    Reviewing the Past

    Every day I make it a point to restore at least one of the older posts that I had to delete several years ago. The post I restored today had to deal with relationships. I really wanted a relationship back then. It’s amazing to see how much I’ve changed in just a decade. I couldn’t help but chuckle as I…

  • Education,  Finances,  Investments,  self-improvement,  Success

    2019 Goal Update

    I received a call on my day off from work yesterday, asking if I would come work for a couple of hours. I wasn’t thrilled at first but then I realized that those hours worked would take me a tiny bit closer to my goal. I worked that short shift with a smile on my face. I’ve made quite a…

  • Organization,  self-improvement,  Simplicity

    How I Spent My Vacation

    Last week I took the first paid vacation at a public job in almost two decades. “What do you plan to do?” Curious friends wanted to know. “Absolutely nothing,” I grinned. I lied to everyone prior to taking those days off. I had something special planned to mark the start of my 49th year of life. While one day had…

  • Finances,  Frugality,  Recycling

    The Art of Building Wealth

    The average person has been led to believe a lie. The average person has been taught that wealthy people can be identified by the clothes they wear, the foods they eat, the home they own, and the cars they drive. They have been taught that the ones with the most expensive wardrobes, homes, and wardrobes are the wealthiest. To quote…

  • Decluttering,  Minimalism

    10 Things Challenge: 20100409

    All in all, it has been a busy few months, yet I feel that I am only beginning the journey I began when I started this blog. I am not eliminating 10 things every week; but overall I am making progress which is the important thing. Already I have a closet filling with items to hand on to my sister, who…

  • Finances,  Food,  Investments

    Income Tax Refund Report

    I spent $296 at the grocery store the day before my birthday. The kid seemed nervous at our barren pantry so I sorted it. I’ll not have her skipping meals because she’s worried that I can’t afford it. Just because she can’t chip in towards the grocery expense right now doesn’t mean that I’ll let her starve. The food should…

  • Finances,  Investments

    2018 Financial Report

    After a huge amount of struggle I finally located an online tax service that would handle the K-1 statement that was giving me so much trouble. I spent $95 to use the service but I consider it money well-spent. They not only managed to increase my refund, they saved me the bother of having to track down someone locally to…

  • Business,  Productivity

    Headless Chicken

    Life has kept me super-busy these past few weeks. I’ve been slowly spring-cleaning my house by doing little things on top of helping Katie adjust to her current situation. At work, my official management training is underway so I stay busier than ever. In order to keep labor costs low, the end of the night has me paired with my…

  • Finances,  Investments

    Taxes are a Pain

    I have just discovered something the hard way: filing your taxes on investments can be a major pain in the butt. I’ve not only discovered that my usual online tax preparation service can’t handle the forms I need to file, but H&R Block wants to charge me an arm and a leg to file this stuff online. For now, I’m…

  • Finances,  self-improvement

    Operation: Katie

    Yesterday morning I was awakened at 8am by the phone. Katie had finished the train part of her journey and wanted to call while she awaited her first bus. She shared with me how she’d decided not to spend the money on a taxi in Chicago; she had gotten turned around and had to ask for help to reach the…