• Frugality

    How I Budget for Bills

    No one enjoys paying bills. I for one hate them with a purple passion so I strive to have as few as possible. When I moved out on my own decades ago, I really struggled. It never seemed to fail; a bill would come due before payday arrived or my check would be short and I wouldn’t have enough. I…

  • Frugality,  Minimalism,  Personal,  Simplicity,  Success

    Is Your Life in the Black?

    I ran into an old friend the other day. We hadn’t seen each other for several years so we took a few moments to catch up. My friend announced proudly that he had recently purchased a house, showed me his car, and bragged about his high-paying job. He was a little worried about making the new house payment but his…