• Economy,  Finances,  Security

    The Importance of a Financial Buffer

    The United States government shut down the other day. Regardless of your personal beliefs on the issue, one thing that we can all agree on is that the pay suspension for many Federal workers is causing many families to suffer. So many people the world over live from paycheck to paycheck; even a delay in the receipt of their income…

  • Finances,  Frugality

    Small Steps to Financial Independence

    My gas bill came in today.  I have gotten it down to $15.66.  I’m hoping I can get it a little lower, but don’t think I can lower it much more than that. We went to the store and to my amazement my daughter did not buy a single toy.  Instead she bought a little candy, and chipped in by…