• Finances

    Voting Every Day

    Every single penny you spend (or don’t) is a vote that tells the world a little bit about you. Every single penny you spend votes for the world you want to live in and the businesses you support. Do you drive past the stores on Main Street to shop at the Mega-Mart on the outskirts of town? Do you buy…

  • Economy,  Finances,  Security

    The Importance of a Financial Buffer

    The United States government shut down the other day. Regardless of your personal beliefs on the issue, one thing that we can all agree on is that the pay suspension for many Federal workers is causing many families to suffer. So many people the world over live from paycheck to paycheck; even a delay in the receipt of their income…

  • Frugality

    The True Cost of Stuff

    My daughter Katie finally saved up the money to purchase her very first cell phone. She will be paying for the service out of her own pocket since she now has a part-time job. When she told me how much the phone cost, I was struck by how much of her life she had to spend working in order to…