• Finances

    Do We Need a Job?

    Everyone knows that we need money in order to live. That’s a given. We need to buy food and clothing. We need a place to live. In certain nations (like my own) we need money in order to afford healthcare even. But do we really need a job? We’ve been taught that we need to go to school, get a…

  • Finances,  self-improvement

    Operation: Katie

    Yesterday morning I was awakened at 8am by the phone. Katie had finished the train part of her journey and wanted to call while she awaited her first bus. She shared with me how she’d decided not to spend the money on a taxi in Chicago; she had gotten turned around and had to ask for help to reach the…

  • Finances

    Voting Every Day

    Every single penny you spend (or don’t) is a vote that tells the world a little bit about you. Every single penny you spend votes for the world you want to live in and the businesses you support. Do you drive past the stores on Main Street to shop at the Mega-Mart on the outskirts of town? Do you buy…

  • Economy,  Finances,  Security

    The Importance of a Financial Buffer

    The United States government shut down the other day. Regardless of your personal beliefs on the issue, one thing that we can all agree on is that the pay suspension for many Federal workers is causing many families to suffer. So many people the world over live from paycheck to paycheck; even a delay in the receipt of their income…

  • Frugality

    The True Cost of Stuff

    My daughter Katie finally saved up the money to purchase her very first cell phone. She will be paying for the service out of her own pocket since she now has a part-time job. When she told me how much the phone cost, I was struck by how much of her life she had to spend working in order to…

  • Finances,  Security

    Money

    Unless you live in the woods you will need some amount of money to survive. There will always be property taxes, groceries and whatnot in our lives—all with hands out waiting for their share of our income. Where does your money come from? Chances are you only have a single source. It could be a job or a pension, but it is…