• Finances,  self-improvement

    Operation: Katie

    Yesterday morning I was awakened at 8am by the phone. Katie had finished the train part of her journey and wanted to call while she awaited her first bus. She shared with me how she’d decided not to spend the money on a taxi in Chicago; she had gotten turned around and had to ask for help to reach the…

  • Finances

    How to Start Saving Money

    Habits rule our daily lives. From what we do when we first awaken to the last thing we complete as we crawl into bed, we are controlled by habit. Habits allow our brain to take a break from the mundane, to power down for rest, or even to focus on other things. Tweak those habits, and you tweak your life.…

  • Finances,  Frugality,  Investments

    Frugality is Essential for Success

    Everywhere you turn these days one can find ads touting this investment or that business as the way to “get rich quick.” Just buy this course or whatever and money will flow into your life like a raging river. Bull crap. There’s no such thing as “get rich quick.” It’s all a scam to part us with our hard-earned money. …

  • Finances,  Frugality

    How I Made an 82.82% Investment Return on $7.56

    One of the smartest decisions I have ever made was to take business classes in high school. I learned how businesses save a fortune simply by buying the items they use in larger quantities instead of as they use them. Unfortunately, this teaching runs counter to how many people manage their finances. They only have so much money until payday…

  • Finances,  Food,  Frugality

    Bargain Food

    One of the ways I stretch my dollars is by taking advantage of the fact that I work in a grocery store. Every single shift I look around for good deals and take advantage when I can. For instance, when my employer issued coupons for a free 24-pack of bottled water with a purchase a while back, I bought some…

  • Finances,  Frugality

    The Art of Buying in Bulk

    I was taught as a child that buying items in bulk not only saved money when you purchased the items on sale or at a discount, it made life considerably easier because you didn’t have to worry about running out of stuff constantly. I must confess that over the past few years I questioned that teaching. Minimalist gurus preach expansively…