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    Finances,  Frugality,  Organization

    Moratorium

    Everyone’s needs change over time. You may slow down or stop using an item, or you may start to use something else instead. It’s just a part of life. For instance, I was a big fan of pencil and paper. I not only write copious lists, I also composed my book/blog drafts and kept a journal in paper format. To…

  • Finances,  Frugality

    How I Made an 82.82% Investment Return on $7.56

    One of the smartest decisions I have ever made was to take business classes in high school. I learned how businesses save a fortune simply by buying the items they use in larger quantities instead of as they use them. Unfortunately, this teaching runs counter to how many people manage their finances. They only have so much money until payday…

  • Finances,  Frugality

    Evaluating my Decision to Stockpile

    I had a bit of a panic attack the other day while I was cleaning my house. As I was rearranging the stockpile of food and supplies I’ve acquired over the past few months I froze in shock over the sheer volume of what I had acquired. Oh, my goodness, I thought in dismay, have I become a mindless consumer?…