Finances
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I began living simply due to necessity. We didn’t have a lot of money during my marriage so I made due with what I had. That skill became essential after my divorce. Things changed once the youngest moved out. For the first time in decades, no one else was affected by the decisions I made…
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How to repurpose a dated planner
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Hello everyone, A while back I shared about my experiment of canceling home internet. I wasn’t certain what would happen; it simply seemed questionable that there was a need to duplicate services, and I wanted to discover the truth of the situation. That experiment has resulted in some surprises. As I went online less, I…
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Picture this: the white picket fence, the ‘happily ever after’ house—sold to you as THE DREAM since you were knee-high to a grasshopper. But peel back the paint, and it’s not a dream; it’s a scam. You scrape up enough money for the down payment. You move in. First order of business? Slap on a…
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I used to be known as the Shoestring Girl. I lived on very little in order to make sure that my kids had what they needed. I have lost my frugality badge, however. These guys have me beat: What are some of the things you do to save money that others may consider extreme? Please…
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It’s been over a week since I had my home internet disconnected, I’ve used the hotspot on my phone hard this week; I deliberately hit the cap to see how things would work once my cellphone provider throttled the hotspot data. To my delight I can still surf the Internet. The pages load significantly slower…
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In biblical times a man named Joseph was sold into slavery by his brothers. He turned this situation to his advantage, rising to become very influential in the Egyptian government. When it was prophesied that a time of lack was on the horizon, Joseph planned ahead, filling the storehouses with grain that he used to…
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When times get tough my first instinct is to start slashing at my expenses like Freddy Krueger in a nightmare. This time I’m doing something a bit different. Years ago I used cigarettes to control my anxiety when dealing with a personal issue (long time readers know the story). While I have no regrets concerning…