Minimalism and Creativity

In the book Steal Like An Artist, Austin Kleon writes:

” It takes a lot of energy to be creative. You don’t have that energy if you waste it on other stuff.”

“Steal Like an Artist” by Austin Kleon, page 119, para. 1

While I have written about that in the past, about eliminating the unimportant to liberate your time to focus on the important, I have never went into the details about how minimalism truly applies to creativity.

I must confess that the reason I’ve not covered this in depth was because I didn’t understand it myself.

I’ve always used minimalism as a tool to liberate my time and money to focus on things like success and family. Whenever I liberated a chunk of time, I used that time to clean my house, care for my kids, or study subjects that I believed would contribute to my long-term success.

This round I decided to do things a bit differently. When I quit my job I knew I was burned out, completely frustrated, and more than a bit disillusioned. I needed to step away from my normal habits and routines entirely just to recover.

So I gave myself permission to play. I tinkered with the television that the kid gave me. I allowed myself to read novels. Instead of banging my head against a keyboard every evening I made it a habit to play video games and watch a nightly movie. Instead of trying to force myself to write, to read and study and continually improve myself, instead of tinkering with Word or other writing programs to figure out how to format and use the programs to build better books, instead of reading books to improve my writing craft and search for ideas, I stripped it all away.

I literally said “fuck it.” I picked an ancient text editor and focused upon the words instead of the formatting. I allowed myself to write about whatever instead of trying to force myself to focus upon a single subject. I gave myself permission to use my time in ways that I’ve always considered wasteful and allowed my mind to wander.

I didn’t allow myself to think about what I could really write that would be helpful or make money. Aside from my daily goal of writing a single blog post, I allowed myself the freedom to do as little as possible. I used my minimalism, my freedom to spend my time however I like, to do just that for a change.

Which is why I skipped posting yesterday.

I made a pledge to write about the first thing that came to mind each morning, every morning, regardless of subject matter. I didn’t censor myself which is why I’m sure you’ve noticed that my language has changed. Instead of thinking “what can I write for somebody else?” I asked “what is something that I would want to read?”

Yesterday morning I awoke with a story playing in my head. It’s about a grandma who loves her kids, her dog, and her movies. While pursing these passions she discovers what she believes to be the Mother Lode of movies – only to realize that she’s uncovered something evil instead. Now she’s got to decide what she’s going to do about it.

The story was so vivid I could see it from the woman’s eyes. I could feel the things she felt and even smell the things she smelled.

So I started writing.

I didn’t do a single thing on my house yesterday. I didn’t check my email, work on this blog, or even feel the desire to take a break. If not for my kid making me, I doubt I would have taken the time to eat.

All that existed was the story, and I felt driven to get it out of my head. I went to sleep thinking about that story and was awakened with the same passion.

That story would have never came to me if I hadn’t allowed myself to eliminate the things that I had previously considered essential. If I hadn’t allowed myself to “slack,” if I hadn’t allowed myself to read novels, watch movies, and play video games, if I hadn’t allowed myself to “goof off” instead of work, I wouldn’t have given my mind the freedom it needed to imagine.

Sometimes we need to cut ourselves some slack. We need to stop worrying about what we “should” be doing and allow ourselves to relax and have fun instead. And at its core, this is what minimalism is about. By eliminating as much stuff and as much tasks and as many obligations as we can, we allow ourselves to get bored. We give our minds the freedom to wander.

And when we do that, amazing things can happen.

I don’t know what is going to happen with that story. All I know is that I’ve written over 3,000 words this morning alone. I feel a passion, an aliveness that I haven’t felt since I was a child when I would fill notebooks with stories and doodles instead of doing my homework. And I am going to embrace that sensation.

We have become so wrapped up in duty, we have become so sucked in to chatting with friends and updating our timelines that we’ve forgotten who we are.

And minimalism can help us regain that.

Turn off your computer. Cancel your appointments. Change your routines. Eliminate everything you can eliminate. Allow yourself to become bored.

Because that is when the magic happens.

Have you ever allowed yourself to completely mix up your routine, to eliminate everything that you can eliminate in order to truly experience boredom? What happened? Please share your stories in the comments below.

And if I miss another post, you will know what I’m doing. I’m busy getting this story out of my head.

~#~

If you happen to find this post helpful, would you consider sharing it with a friend or on social media?  Thanks!


I’ve written a lot of books sharing my odd view of life in hopes of helping others. My most notorious book is titled The Shoestring Girl: How I Live on Practically Nothing and You Can Too, but The Minimalist Cleaning Method is pretty popular as well. You can find them at the following places:

Amazon
Barnes and Noble
Apple iBooks
Smashwords (non-DRM)

Thank you for your support!

Sex, Celibacy, and Minimalism

Minimalism is the art of eliminating the unimportant to make room for the important. It is the art of eliminating the excess to focus upon the essential. On the surface, these definitions tend to make us think about stuff.

But minimalism can be applied to all aspects of our lives.

Perhaps it is because there is still a taboo surrounding the discussion of sex that causes minimalist writers to shy away from the subject. Perhaps it is because public media sticks the act and discussion of sex front in center in our media and entertainment. Perhaps minimalists don’t feel comfortable talking about sex because they believe they don’t have enough, they have too much, or feel somehow lacking.

Whatever the reason, it is time to open a discussion on the subject.

I realized this morning that it is safe to say that I have been celibate for two decades. I’ve not had sex since before I divorced. I never expected to be celibate for this long, so when I realized how long it had been I was surprised.

And if someone had told me twenty years ago that I would eliminate sex from my life, I would have laughed in their face.

I didn’t set out to become celibate. At first, I was struggling so hard just to pay the bills and keep food on the table that I didn’t have time to socialize romantically. I worked four jobs back then so I barely had time to take a shower, must less find someone to have sex with.

My life has slowed down immensely since those days. I dropped out of the rat race for several years, living on my book royalties to raise my daughter. While I re-entered the rat race after that to launch another life experiment which I eventually abandoned, I am once again living on the fringes of society in the slow lane.

I have had time over this past decade to establish sexual relationships but I haven’t. Why? I mean, I like men. I routinely admire the male physique and have no reservations when it comes to expressing my admiration. I enjoy engaging in flirtatious banter, yet I have no desire to take things farther. When pressed, I place the symbol of marriage upon the designated finger and tell people that I am unavailable.

Our modern society tells us that my decision to eliminate sex from my life is unhealthy. I have personally been informed that my decision to remain celibate is “unfair” both to the male population and myself. I have been instructed that I need to release my inner lesbian (because it’s “obvious” this must be my “problem”), and advised that I need to see a mental health professional.

I have been told these things many times over the years despite the fact that I am healthy and content. Apparently humans are supposed to “fuck like rabbits” so my decision not to is perceived as wrong. As has become my habit over the years, I nod along in agreement, promise to consider their advice, and do my own thing.

It wasn’t until this morning that I decided to analyze this decision. I hadn’t realized it had been so long until this morning. I’m not even certain what prompted the thought. Perhaps it is the fact that when I lay down at night I ask my personal diety to help me come up with writing ideas. I do not know the correct answer; I only know that I have made a pledge to discuss the first thought that enters my head upon awakening, and today that thought was about minimalism as applied to sex.

When applied to all aspects of one’s life, minimalism can help you sort the important from the unimportant. This sorting process doesn’t always happen on a conscious level; you just find yourself making decisions that, when you look back on them, are not only surprising but in-line with the goal of simplifying your life.

My unconscious decision to eliminate sex was one of them.

During my youth, my mind was filled with worry. Oh, he’s cute! Does he like me, or is he only flirting to be polite? Is he married? Does he have a girlfriend? Does he look like he might have a contagious disease? Is he gainfully employed, or is he searching for someone to support him financially? Do I smell nice enough? Has my hair gotten messy? He’s looking at my eyes – did my mascara run? OMG am I sprouting a mustache?!? Are my boobs lopsided? Is my butt too big? Do I have a matching bra and panty set? Is it good enough, or should I run to the store and buy a new set? Oh no! I forgot to shave my legs! Am I going to have to deal with another round of “put out or get out?” If we have sex on the X date, will he think me a slut? If we don’t have sex, will he dump me?

On and on the litany went. Whenever I was single, I found my mind filled with these and similar questions every time I encountered an attractive male, to the point where I spent so much time analyzing myself and the other person that I lost the opportunity to enjoy the moment.

But at some point the litany disappeared. I don’t know exactly when that happened, but at that time I unconsciously decided to drop out of the game. My stress levels dropped. Instead of worrying about the details, I focused upon the men I met as people instead of potential partners. My enjoyment of the interactions increased. As an odd side-effect, my unconscious decision to drop out of the sex scene made me more attractive. As one gentleman phrased it, it was refreshing to meet a woman who wasn’t “desperate” and who “obviously didn’t give a shit.”

But something more important happened when I made that unconscious change. By eliminating the pursuit of sex, I spent less time focusing upon my appearance. I dressed for comfort instead of male eyes. I shaved because I wanted to, not because I felt I had to. I wore cosmetics because they made me feel good instead of wearing them to make others feel good.

I started doing things for myself instead of from vanity and fear.

As I became more comfortable in my own skin, I not only freed up an immense amount of time from pursuing vanity and assauaging my internal fears, I liberated a large amount of time to think, explore, and pursue passions that had nothing to do with sex.

I dived into computers. I began to read a wider variety of subjects. Instead of pursuing a sexual relationship, I spent that time exploring myself. While I didn’t always like what I discovered, I grew immensely from each experience.

I wonder now if we pursue sex due to biology or if it has been programmed into us by society. Even now I wonder if I am somehow defective for my choice. I wonder if I should force myself to care, if I should set aside my comfy clothes, pour a bottle of dye upon my head, don my cosmetics, and go out in search of Mr. Right.

Yet deep down inside, I know that I am finally content with who I am.

Perhaps one day I will meet someone and decide to end my celibacy but for now I have realized that I no longer care if that happens or not. I have realized that there is more to life than relationships and sex. The world will not end if I sleep alone. If anything, my life has become richer as a result.

Have you ever given much thought to why or why not you pursue sex and relationships? Have you ever considered the advantages and disadvantages that come from eliminating sex from your life? For those of you who have decided to eliminate the pursuit of sex, do you ever question your decision? Please share your thoughts in the comments below.

~#~

If you happen to find this post helpful, would you consider sharing it with a friend or on social media?  Thanks!


I’ve written a lot of books sharing my odd view of life in hopes of helping others. My most notorious book is titled The Shoestring Girl: How I Live on Practically Nothing and You Can Too, but The Minimalist Cleaning Method is pretty popular as well. You can find them at the following places:

Amazon
Barnes and Noble
Apple iBooks
Smashwords (non-DRM)

Thank you for your support!

The Television Adventure

When I eliminated my television back in 2009, I had no intention of acquiring another. I was perfectly content using my computer to stream videos or watch DVDs, so I thought I would have no reason to bother.

Katie disagreed. As everyone knows, my beloved daughter is not a minimalist. She works hard and shops with the same enthusiasm. I do not judge my daughter for this; she has the right to earn and spend her money as she pleases.

So when Katie came home one afternoon with a television in her arms, I shrugged and went on with my life. She wanted to watch movies and play games in her room and had decided to do just that.

I didn’t think about that television much. I watched it with her once a year, the day after Christmas, when we have a tradition of pigging out on clearance candy and watching Forrest Gump.

But then one evening after helping a friend move she came home with yet another television. Her friend had an extra that was larger than Katie’s and had gifted it to my daughter as a ‘thank you.’ Katie was delighted as she showed it to me; she could watch her videos on a larger screen thanks to the generosity of her friend.

My only question was what she intended to do with her old one.

Katie didn’t even give me the opportunity to ask that question. “As soon as I hook it up I’ll give my little one to you,” she announced. “It’s about time you joined the modern age and watched TV like normal folks!”

Oh geez.

That was how I found myself the proud owner of not only a small television but a Roku as well. She helped me hook it up and handed me the remotes with a smile.

I didn’t know how to work the remotes. The last television I owned didn’t have one. What the hell was I going to do with a television when I didn’t even know how to work it? I kept my thoughts to myself, thanked her profusely, and pretended to be happy with the gift.

That television sat in my room for a good six months untouched. I didn’t know how to work it, wasn’t motivated to try, yet I couldn’t bring myself to part with it because my daughter had loved me enough to give it to me. Eventually I realized that the situation was bordering on the ridiculous so I sat my butt down and figured it out.

Televisions have changed immensely since I last bothered with one many years ago. They do things now that I find amazing. I started out watching YouTube videos on the thing and eventually added one of those gadgets that play ancient video games and in time complemented it with a cheap DVD player.

It would save wear and tear on my computers, I reasoned.

As I developed the habit of watching a movie before bed, I realized that I could reduce my reliance on Facebook and the Internet if I had a way to capture the open air broadcasts from local news stations. I like to keep up with local news but I have a weakness for reading the comments. There was a problem with this, however. In order to capture the signals I needed to purchase another device and I was too cheap to spend the money.

That changed last night. While I was out to purchase some groceries, I stumbled upon a little antenna for $5. After asking the workers a few questions, I decided to give it a try.

It took several attempts but I managed to stick it to a window to gain reception. I fiddled with the remote, pressing random buttons until I finally found the proper menu and I managed to pick up a few channels.

For the first time in over a decade I watched the eleven o’clock news without losing myself in the comments section.

I feel as if I have stepped into an alternate reality. I can press a button and watch the news when it comes on instead of waiting for the highlights to go online. I don’t have to worry about my Internet going out when bad weather arrives. That’s an issue in my tiny area.

Part of me feels guilty for buying another gadget. Part of me feels odd because I am no longer part of the Minimalist Crowd that looks at televisions with disdain. But if I am going to allow others to live life on their terms, then that gives me the right to live on mine. The television was free, the antenna was $5, and now I can rest easy during storms. I can also use the device to play music when I slip a CD or MP3 DVD into the player I acquired, which means that I can shut my computer off entirely sometimes. I can even play games from my childhood, which I have discovered is a wonderful way to clear my head.

This little adventure has made me realize that change can be a very positive thing. It has made me realize that I need to abandon my comfort zone more often. It has also made me realize that if I embrace the older technology that I abandoned in the past that I can reduce my reliance upon the Internet. The world will not end if Annie cannot connect. To be honest, if I could teach myself to check email, respond to comments, and go offline after I upload my daily blog post, I would probably be better off.

I would definitely have more time.

If you happen to have a television (or manage to acquire one for cheap or free), you may want to consider buying one of those little devices that allow you to pick up stations for free. You would not only eliminate your cable expense, you may be able to drop some of those online movie subscriptions you pay for. They have a range of them, designed to pick up channels of varying distances from your home, so take care not to purchase until you find one that is powerful enough for your needs. The $5 one I purchased covers a 25-mile radius – just enough to watch the news, which is all I wanted. This is what the box looked like:

And always remember – minimalism is about living life on your terms, not the terms that some “expert” living out of a thousand-dollar laptop says you should live. You have the right to keep anything in your life that you find useful or gives you pleasure. If those experts want to judge, send them to me. I will be happy to show them what spot on my anatomy they can kiss.

So keep the old record player if you use it. Watch your DVDs. Play your cassettes and your VHS tapes. Wear the clothes you have in your closet. It is far better for the world if we use the things we already have anyway.

~#~

If you happen to find this post helpful, would you consider sharing it with a friend or on social media?  Thanks!


I’ve written a lot of books sharing my odd view of life in hopes of helping others. My most notorious book is titled The Shoestring Girl: How I Live on Practically Nothing and You Can Too, but The Minimalist Cleaning Method is pretty popular as well. You can find them at the following places:

Amazon
Barnes and Noble
Apple iBooks
Smashwords (non-DRM)

Thank you for your support!

The Art of Recovering from Disaster

A friend’s house caught fire over this past summer. He was at work. By the time the firemen departed, the house and its contents were destroyed. My friend was gutted. He’d not only lost everything he owned, he’d lost his trusted companion, a pet he’d had for almost a decade.

He took some time to grieve and then started the process of recovery. He rented a new place and began anew.

We can all learn from my friend. While disasters take different shapes and forms, the sense of pain from the loss is the same. With the right mindset, we can turn that loss into an opportunity to recreate ourselves from the ashes.

I started that process yesterday. By releasing the burden I’ve hidden for almost a year, I wiped the slate clean.

I had a good cry and then asked myself “what do I do now?” I found the answer in my friend.

It’s time to pick my butt off the floor and start over.

I knew that this was coming. I fought against it. I tried every trick I knew to how to try in an attempt to avoid my reality. I didn’t want to sacrifice the beliefs I’d held for a lifetime. I didn’t want to surrender to the madness. But ultimately I am a survivor, so I refuse to let what I learned defeat me.

I have no power to change the world. I have no power, no authority to do any damn thing but eat and shit and die.

I can work with that.

You see, I may not be able to change this world but I can change myself. I may not be able to change this world but I can control the choices I make and the things I do. I may not be able to change the world but I can go into the long night content with the knowledge that I did what I could.

“If you find yourself confronting an unjust and corrupt system, it is much more effective to learn its codes from the inside and discover its vulnerabilities. Knowing how it works, you can take it apart – for good.”

– Robert Greene, The 50th Law

I have fifty years of experience in how this world works. Corporations convince us we are lacking to persuade us to give them our money. They use the money we give them to further their own purposes; their purpose is to make the rich richer by draining the rest of us dry.

To stop that scenario is simple. To stop the corporations from draining us dry we have to remove the source of their power.

The only way to remove their power is to stop giving them money.

The milennial generation stumbled upon this truth some time ago. They stopped giving their money to support certain industries. When those industries felt the blow to their pocketbooks, they began to scream with pain. Do a search for “industries milennials have killed” if you want to read the details.

I may be old and uneducated but I’m smart enough to see from the evidence that the process works. I’m humble enough to learn from their experience so I have chosen to follow their example. I may not be able to execute it perfectly but if I can arrange to give the monsters less, I can help starve them out in some small way.

I’ve already began that process. Instead of following their instructions to buy new clothing, I have chosen to use what I already own until it falls apart. Instead of following their instructions to discard the excess clothing I have thanks to the little washer I own, I placed the items in a box for future use.

The longer I can go without buying clothing, the less I will feed the monsters. Even better, there will be less clothing entering our landfills. That is a wonderful bonus.

For far too long I’ve fallen for the lie that I needed to look and dress a certain way. The only reason they want us to look and dress in a certain way is because it makes them richer. In the end, as long as we’re clean and our bits are covered, the details only matter to them.

We have a surplus of clothing in our thrift shops. We have tons of clothes rotting in landfills because of their programming. I may not be able to change that reality but I can refuse to participate in it.

Is there a way you can stop feeding the monsters? Please share your stories in the comments below.


It is hypocritical to run a website about buying and living on less while begging your readers to buy your crap so I refuse to do it. That said, I live on the money I receive from book sales, so if you can find it in your heart to pitch in I would be immensely grateful.

I’ve written a lot of books sharing my odd view of life in hopes of helping others. My most notorious book is titled The Shoestring Girl: How I Live on Practically Nothing and You Can Too, but The Minimalist Cleaning Method is pretty popular as well. You can find them at the following places:

Amazon
Barnes and Noble
Apple iBooks
Smashwords (non-DRM)

Thank you for your support!

We Should Practice What We Preach

I stopped exploring most of the minimalism, simplicity, and frugality blogs on the Internet these days. As a general rule, they fail to practice what they preach so I find them offensive.

The first thing you see when you click on one of those blog links is a giant popup. “Sign up for my mailing list and I’ll give you this piece of advertising disguised as helpful information for FREE!” When you sign up to make the popup disappear, your inbox will be flooded on a regular basis with advertising. “Join my class! Sign up for my FREE webinar so I can talk you into paying money for this class, this app, or whatever it is I’m selling!” The variety of methods that they use to persuade you that you NEED to give them money is not only impressive, it is disgusting.

When you finally manage to dispose of the popup, you are then forced to read their content, content that is disrupted by ads as you scroll down if they don’t break it up into a slideshow format designed to force you to click several times and view a bunch of more ads.

Even worse, when you get to the content, what do they do? They review different products and services with the intent of persuading you to BUY.

Seriously, you don’t need to buy MORE crap. You’ve already gotten more than enough for your needs. If you happen to be visiting those sites, chances are that you’re so broke that you can’t afford to buy them anyway.

But they do this. They don’t care how poor or broke you are. They don’t care that you’ve got far too much stuff already. All they care about is emptying your wallets a little bit more.

It’s not about helping you; it’s about enriching themselves. Check into the private lives of many of these people and you will discover that they make more money (and live at a higher standard) than a poor person can even comprehend. How can they possibly have your best interest in mind when they don’t know what it’s like to be so poor that you have to cook a pot of beans just to eat that week? How can they possibly understand the challenges that they don’t have to face because they make so much more money than you?

See, it’s easy to buy a new gadget when you’ve got the money to spare. And it makes sense to them to spend dollars just to save a few pennies because that’s how they were trained. Even if they weren’t conditioned to purchase things that won’t really save money in the long run, they have realized that if they can persuade you to buy these things that they will have more money in their bank.

And the only way to tell them apart is if you see them practice what they preach.

An excellent example of this is Marie Kondo. I refuse to link to her site in disgust for her actions. I used to like her; I found her logic as related to eliminating items that didn’t “spark joy” to be refreshing.

Until she showed her true colors, that is.

I wasn’t bothered by the fact that she started a show about her particular brand of minimalism. I was grateful for that because it helped to spread the word that people as a whole need to thin out their stuff. I was glad that she managed to find a way to do that and make a bit of money in the process.

But then, after she preached and preached about the need to thin down and eliminate, what did she do? She released a whole line of stuff that she wanted you to BUY.

REALLY?

How does that even make sense? If you needed to buy something, you sure as hell wouldn’t be tossing your perfectly serviceable stuff away, now would you? How can you speak out of one side of your mouth to tell people to throw their shit away then open the other side and tell them to BUY?

It is hypocisy in the strictest sense, spurred entirely by greed. She doesn’t give a shit about you; all she cares about is filling her bank account. She doesn’t care that you’re poor and broke and overwhelmed; just toss out your shit, buy her crap, and suffer through the overdraft fees when you discover that the shit you’ve kept has worn out before you’ve managed to save up enough money to replace it.

Why do you think that I’ve refused to offer classes? Why do you think that I’ve refused to create a mailing list? Why do you think that I’ve patently refused the offers I’ve received to market tee-shirts and other items to you? Why do you think that I live in the Hood and dine on Ramen instead of filling this website with ads?

I do it because I actually practice what I preach. I do it because this is about more than filling my bank account. I do this because I’ve seen a problem with this world and with the ways we’ve been taught and I want to fix it, even if I have to starve in the process.

While I’m not starving (don’t worry), I have deliberately made choices not to market to you because I believe that you’ve been marketed to enough. I have deliberately made choices that have affected me financially because I believe in what I tell you and I live my life based upon those beliefs every single day.

It enrages me that there are bloggers and writers and so-called frugality experts preaching to you that you need to toss the shit you already have and buy their shit instead. And there is only one way to stop that. It’s the exact same way you can remove the power and control of the corporations who have taken over our nation.

Stop paying attention to them. Stop buying their stuff. Stop paying for their classes. Stop encouraging them to market to you and they’ll eventually go broke and be forced to quit.

When that happens, the ones who will be left standing are the ones who truly practice what they preach in regards to simplicity, minimalism, and frugality because they’ll be the only ones with the skills to know how to live on less. They will be the ones who will do the work for free, not because they don’t need money to live on (we all need that), but because they feel that the message is more important than profit.

Those are the people you want to support, because those are the people who truly want to help you.

So think twice before you stick your email into their popups. Think twice before you buy their classes, click on their ads, or buy stuff from their product lines. Because to them, you are nothing more than an income stream.

For the record, you can find some of my ebooks listed for free on the torrent sites. If you’re broke, feel free to download them. I know that they’re there, because I’m the one who uploaded some. I’ve given out scores of my books for free to readers who emailed me and shared that they wanted to buy my books but didn’t have the money.

I do this because this is about more than the money to me. This is about the fact that people are poor and broke and struggling and they don’t know where to turn. This is about the fact that I’ve struggled my whole entire life, and I don’t want to see other people facing that fate.

I want to make this world a bit better place.

I can’t predict the future. I don’t know if I’ll be able to afford to do what I do without acquiring a job for the long term. And that’s okay. That’s okay because this is about more than me. This is about helping you realize that society is broken, and the only way to fix it is to stop feeding the monsters.

It’s time for me to stop ranting for now. I’ve a house to clean and a book to write. If I can be of service to you don’t hesitate to email or comment. If you find my posts helpful, please know that even the shortest comment helps increase my ranking on the search engines. Sharing my posts with your friends helps to get the word out as well.

Please help me do that. Thank you.


It is hypocritical to run a website about buying and living on less while begging your readers to buy your crap so I refuse to do it. That said, I live on the money I receive from book sales, so if you can find it in your heart to pitch in I would be immensely grateful.

I’ve written a lot of books sharing my odd view of life in hopes of helping others. My most notorious book is titled The Shoestring Girl: How I Live on Practically Nothing and You Can Too, but The Minimalist Cleaning Method is pretty popular as well. You can find them at the following places:

Amazon
Barnes and Noble
Apple iBooks
Smashwords (non-DRM)

Thank you for your support!

Keep It Simple

This world has gotten so complicated that it is hard to keep track of things. We have to own and maintain vehicles, remember when to pay our taxes, determine which of the endless list of tasks need to be done, all on top of figuring out ways to pay our bills. Hell, go into a store these days just to buy a roll of bathroom tissue and you will discover an entire shelf of selections to choose from!

We’re faced with these choices every day. What do we want? Where are we going to get it? How are we going to pay? Which particular brand of this particular product should we buy?

The choices grow even more complicated when you realize that the decisions you make about what to buy, where to buy, and even what to use can contribute to building the fortunes of companies who are not acting in your best interest. When you realize that you are filling the coffers of companies who are using that money to control the government, it is easy to become overwhelmed.

I’m getting low on dog food right now but I’m torn about where to buy it. There are no local businesses in the area that I can turn to because they all died when WalMart moved in. I typically order my pet food from WalMart or Amazon but WalMart is spearheading the replacement of low-wage workers with machines and Amazon pays no taxes and has grown so big that I don’t really trust them any longer.

Until I can come up with something better, I have resolved to keep this process of decision as simple as I can. In the case of the pet food, I have personally seen the damage that WalMart has caused. I watched an old man cry because WalMart deliberately opened a store beside his little grocery when they couldn’t run him out of business from their previous location. I watched the businesses in this town and others I’ve lived in wither and die after they opened their stores. I’ve seen the fear in the factories that produce their stuff. I’ve heard the laughter from the managers as they bragged about their bonuses while the workers in the front cried because their hours were cut, knowing that their hours had been slashed by the laughing monsters in the back. As one explained to me, they only receive their bonuses if they keep their costs below a certain level–and slashing hours is an easy way to do that.

I may not like Amazon’s business practices but between the two, my issue with WalMart is much more personal. While I won’t stop searching for an alternative even to Amazon, at this point I would rather help them than WalMart.

I have resolved to keep things simple in other aspects of my life as well. Instead of worrying about options and choices and price points, I have resolved to go back to the basics where I can. I’ll write more about those individual items as time allows.

For now I am going to order a bag of dog food and move on with my day. I’ve got a book to finish, after all.

How do you keep your choices simple? Please share your stories in the comments below.


It is hypocritical to run a website about buying and living on less while begging your readers to buy your crap so I refuse to do it. That said, I live on the money I receive from book sales, so if you can find it in your heart to pitch in I would be immensely grateful.

I’ve written a lot of books sharing my odd view of life in hopes of helping others. My most notorious book is titled The Shoestring Girl: How I Live on Practically Nothing and You Can Too, but The Minimalist Cleaning Method is pretty popular as well. You can find them at the following places:

Amazon
Barnes and Noble
Apple iBooks
Smashwords (non-DRM)

Thank you for your support!

A Private Revolution

Sometimes the most horrible revelations can teach us. Yesterday I was presented with the reality of our world. The image of a man who was somebody’s dad, who reminded me of my dad burned its way into my soul as I read about the treatment he received from the nation I called home.

There is absolutely nothing I can do to change the past. I can’t change what happened to that man and many others any more than I can change what has happened to others who have suffered similarly over the course of history.

There is not even very much I can do to change the future. I am just one tiny old woman in a great large world. Aside from trying to encourage change, I have no right to even push because it would violate the moral code that I hold dear.

I can do something, however. I can reach down deep inside of me and use the knowledge of this current reality to change myself. Hopefully, by sharing the things I have seen and the changes I personally make my personal revolution will go a bit farther.

As someone once instructed me, if you want to understand the purpose behind a thing, all you have to do is follow the money. I thought they were being silly at the time but the older I get the more I realize that they are right. Money is the primary reason so many do the things that they do; the pursuit of money infects all of us if only because we all need it to survive now.

The poor make the money with the sweat off their brow. The rich take that money by enticing the poor to part with it in any way that they can. While the poor just want enough to lead a comfortable life, however, the rich have gotten to the point where they want to collect money just because.

My personal issue is in the fact that our society has gotten so unbalanced that the rich are removing the ability of the poor to just survive. They use their money to promote agendas that on the face seem to be aimed at protecting us but when you examine them on a deeper level, you realize that the only ones they want to protect are themselves.

It has gotten to the point in our society that even the placid farmer has began to rebel. When John Deere decided to force farmers to pay outrageous fees by citing “intellectual property rights” and so forth to eliminate their ability to repair their own tractors, these farmers began to fight back. Some of them have went so far as to hack the computers in their equipment rather than bow down to their draconian rules. Others have decided to eliminate modern farming equipment entirely by purchasing and rebuilding older, non-computerized equipment.

Rebels within the trucking industry are doing the same. Rather than comply with new rules and regulations that are destroying their livelihoods, they are now opting to purchase rebuilt older rigs instead of buying new vehicles. A friend of mine drives for a company who rebels in this way. The owner of the company he works for believes that once self-driving vehicles advance a bit more that they will force him to shut down his business. His plan is to conserve his funds as much as possible so that he can retire once his livelihood is gone. My trucker friend is planning the same thing.

The beauty within the rebellions of the farmers and the truckers lies in the fact that they’re not really trying to save the world. They saw a problem that affected them and started voting with their money to make a difference.

We can all learn from that. If we see a problem with the word in general or our lives in specific, we can stage our own personal rebellions by changing the way that we spend our money. We can choose not to support the things we do not believe in by voting with the money we spend.

With this in mind, my dilemma at the moment is pet food. I order their food online but I have yet to locate a smaller company that can supply what I need at a price I can afford. Do I continue to switch between Amazon and WalMart when my supplies run low, choosing the one that offers the brands they like when I don’t want to give my money to either of them, or do I locate another path?

I would like to find another path. I haven’t found it yet, so I will order as little as I can at the lowest price in the meantime. The animals prefer Purina and 9 Lives respectively but I am willing to switch if I can find a viable alternative that they will eat.

Do you have any ideas?


It is hypocritical to run a website about buying and living on less while begging your readers to buy your crap so I refuse to do it. That said, I live on the money I receive from book sales, so if you can find it in your heart to pitch in I would be immensely grateful.

I’ve written a lot of books sharing my odd view of life in hopes of helping others. My most notorious book is titled The Shoestring Girl: How I Live on Practically Nothing and You Can Too, but The Minimalist Cleaning Method is pretty popular as well. You can find them at the following places:

Amazon
Barnes and Noble
Apple iBooks
Smashwords (non-DRM)

Thank you for your support!

Washable Puppy Pads

We live in an age where so much of what we use is disposable. We are expected to buy these items, use them once, then toss them away for new. When we do this, however, we not only contribute to the landfill problem, we also give our money to corporations that not only avoid paying taxes, but use those funds in advertising designed to mentally manipulate us into buying even more or even worse – encourage our politicians to pass laws that favor them and not the populace they are supposed to represent.

Some of these items we need, so how do we arrange our lives to reduce the amount we spend?

I encountered that challenge a while back. One of my dogs has grown quite old and has to go potty rather frequently. I had resolved the issue by purchasing puppy pads in bulk but then it occurred to me that there must be a way to not only reduce the amount of money I spent but be more environmentally responsible. I may not be a perfect example of resource conservation but I do like to reduce my environmental impact whenever it is possible.

Examining the purpose of puppy pads, I realized that there wasn’t much difference between them and the pads placed beneath the elderly or the young. There are reusable pads that are designed to be placed beneath incontinent people, pads that can be washed many times before they lose their effectiveness. I reasoned that if these pads were effective with incontinent people, then they would be an effective substitute for the disposable puppy pads in the market today.

If I could teach my dog to use them, that is.

I purchased a four-pack of these pads, selecting a size that would allow me to wash them in my tiny washing machine. It would increase the amount of laundry I had to wash, but would eliminate the need to purchase disposable pads on a regular basis. Even better, the money I spent on my water bill would go to help my local community instead of a major corporation.

I started out by placing these washable pads on top of the disposable pads that my dog was accustomed to using. As she started to select the washable pad, I slowly swapped out the disposable ones until the washable pads were all that she had available.

It worked like a charm.

I use a bit of water and electricity each day to wash the pads. Every morning I replace the used pads with a fresh set and toss the dirty ones in my washer. It takes a bit of work but in the months since I started this experiment the pads have held up well. I expect to receive a few years’ use from them before I have to consider the purchase of replacements.

The trash we generate has reduced as a result of this experiment. I no longer have to dispose of plastic-lined pads on a daily basis. The water I use is cleaned through our local water treatment plant. It isn’t perfect, but I do believe that my impact on the environment is lower due to this decision.

I especially like the fact that I have eliminated the need to give a major corporation my money on a regular basis. A single pack of these pads cost considerably less than a year’s supply of disposables; considering how they should last for several years with a bit of care I have dropped that expense by at least half.

If you have older, incontinent pets or a puppy that has yet to be housebroken. If you are one of the many who are forced to leave your dogs alone for hours at a stretch, I urge you to consider this option. It will not only allow your animals to relieve themselves in a safe place when you cannot take them out as often as they need, it will reduce your burden on the environment and allow you to save money as well.

Have you considered non-disposable options for the disposable items that you use each day? Please share your stories in the comments below.

EDIT: I have received a request for the link to the pads I purchased for this experiment. Here is the link if you are interested. They don’t have these available in local stores so I had to go with Amazon: https://amzn.to/301u5nu You may be able to make them yourself if you have the skills that I lack.


It is hypocritical to run a website about buying and living on less while begging your readers to buy your crap so I refuse to do it. That said, I live on the money I receive from book sales, so if you can find it in your heart to pitch in I would be immensely grateful.

I’ve written a lot of books sharing my odd view of life in hopes of helping others. My most notorious book is titled The Shoestring Girl: How I Live on Practically Nothing and You Can Too, but The Minimalist Cleaning Method is pretty popular as well. You can find them at the following places:

Amazon
Barnes and Noble
Apple iBooks
Smashwords (non-DRM)

Thank you for your support!

How to Find Out What’s Essential to You

Beep! Beep! Beep! The alarm from the water treatment plant nearby alerted me that the river was up again.

I know my days are numbered here. While flood waters have only entered this house once in the past, eventually it will happen again. I have already seen them lick the bottom of my floor joices. I would be foolish if I believed the waters will never go higher.

When I first moved here I dealt with the inevitable future by playing the scenario out in my head: if I ever had to wade out, what is the absolute minimum I would want to save? I’ve grown lax in that practice so it is time to start again.

I believe that all of us should keep that scenario in our head. It allows us to focus in a time of crisis. No matter how safe we believe that we are, things can happen that are beyond our control. It always pays to be prepared.

As I lay in bed I asked myself that question. I wouldn’t leave until I absolutely had to but when that time comes, I will only have one chance, one load that I can haul out of here. What would I choose among the things I’ve collected over the years?

To my surprise, the answer was easy. I’d grab my laptops, my backup discs, my birth certificate, essential other identification papers, and a change of clothing. The pets would wade out with me so I would not have to carry them. The kid is old enough and wise enough to make her own selections. One large duffel, if that, would be sufficient to hold the bare essentials.

All of the rest I could let go.

I wouldn’t worry about saving the photos of my parents. I’ve scanned them into my computer over the years so I have digital copies. The books can be replaced. Clothes can be replaced even easier; as long as I’m covered I don’t really care about what I wear anyway. I’ve even got scanned copies of my essential paperwork–though I wouldn’t want to trust my future on scanned copies.

As long as I had my digital files (and a computer to access them), I know I would be okay. I may miss the individual physical items like the pictures but the loss wouldn’t be complete. And of all the things I possess, my computers would be the most difficult to replace–especially if I were flat broke. The files would be almost impossible.

Now that I know what is essential to me I can arrange things in advance. The older computers and backups can be stored in a bag for a quick getaway. As for the rest, I know that I can pare it down or not depending upon my mood.

As we march along this new year with talk of World War III on the news, it pays to know the absolute minimum you would need to take with you if you ever had to start over. One never knows when a war or a natural disaster will force you to abandon everything.

Today I urge you to ask yourself: if you had to abandon your home right now, what would you take with you not including your pets or your family? If you had time to carry out a single bag, what would that bag contain?

Please share your selections in the comments below.


It is hypocritical to run a website about buying and living on less while begging your readers to buy your crap so I refuse to do it. That said, I live on the money I receive from book sales, so if you can find it in your heart to pitch in I would be immensely grateful.

I’ve written a lot of books sharing my odd view of life in hopes of helping others. My most notorious book is titled The Shoestring Girl: How I Live on Practically Nothing and You Can Too, but The Minimalist Cleaning Method is pretty popular as well. You can find them at the following places:

Amazon
Barnes and Noble
Apple iBooks
Smashwords (non-DRM)

Thank you for your support!

Is it Socially Acceptable to Save Money?

As I look back upon this year, I realize that the majority of the criticism that I’ve received concerns how I choose to spend (or not spend) my money.

Among the things I’ve been told:

  • I should rent or buy a bigger home.
  • While I’m here, I should spend money painting and decorating my current home, despite the fact that I neither own this place nor intend to live here forever.
  • I should purchase more clothes, despite the fact that I have more than enough.
  • I should definitely go to college, but I should go to a more expensive school in order to acquire a “better” education–to earn more money.
  • I really “need” a car, despite the fact that I don’t go anywhere.
  • I “need” a high-paying job.
  • I need to invest in a modern, high-end computer since I love them so much.
  • I need to buy (insert item here).

These criticisms are usually framed in a back-handed way in an attempt to mask the criticism:

“I admire how you want to live a simple life, but you really do need to get a bigger place. It’s ridiculous that you sleep in the living room.”

“I understand that you want to save money, but would a bucket of paint kill you?”

According to the people I interact with, I “need” to acquire a larger home so that I can have my own bedroom. I “need” a traditional cook stove and a standard-sized refrigerator. I “need” to toss my perfectly serviceable kitchen table and replace it with new. I “need” dentures, new clothes, matching dishes and many other items.

When I ask why I “need” these things, I’m informed that I’m depriving myself or given long-winded speeches that are hard to decipher.

Why is this? Because I’m definitely not depriving myself. I’m content exactly where I am.

Is it because my life is so different from others that I receive this criticism?

Is it because they believe that I am secretly judging them?

I don’t have any answers to these questions but when combined, it makes me wonder if it is socially unacceptable to avoid spending money to keep up a certain appearance in our society. It makes me wonder if we’re programmed to own certain things, to spend our money in a certain manner not because we care about the items in question, but just to fit in.

I asked a friend about it once over this past year. She informed me that we need to own a certain amount of stuff, of a certain quality because it tells the world that we are doing “okay.”

Why do we care what the world thinks?

More importantly, who gets to decide what we buy or don’t buy?

Could this be why so many people are struggling in our society? Could it be that we are programmed by social pressure to own things that are meaningless in the grand scheme of things to the point where we jeopardize our financial security just to acquire them?

As we conclude this decade, I would like for you to ponder this situation. Have you ever felt pressured to acquire something or live a certain way, to spend money that you wouldn’t ordinarily spend?

If you removed the social pressure, how would you live? What would you spend your money on? What would you stop spending money on?

In short, why do you buy the things that you do? Please share your thoughts in the comments below.

Has Consumerism Tainted Minimalism?

Minimalism is the act of eliminating the unimportant in order to make room for what is important. That seems simple enough at first glance. However, a deeper look at the subject reveals that there may be a darker force at play.

From The Minimalists to Marie Kondo we receive advice to throw out or donate our old stuff. It doesn’t matter if the items are perfectly functional or if we could use them up in time. These things contribute to the chaos in our lives so they must be eliminated.

But what happens to the things that we discard? Many of us, either through impatience or lack of time simply throw these things into a dumpster. Others who realize that it only passes the problem on to our overburdened landfills choose to donate the items instead.

And what happens after the house is clean and simplified? The things we choose to keep eventually wear out, forcing us to purchase even more. In some cases we may go on an acquisition binge that doesn’t stop until we find ourselves overwhelmed with stuff again so we repeat the process by eliminating even more.

Who benefits when we throw our perfectly functional stuff away, only to replace it when we wear out the items we actually keep? Our wallets certainly don’t but the companies that produce the items do.

Let’s ask another question. What would happen if, instead of discarding our excess, we placed a moratorium upon future purchases until we used up the items we already own? Who benefits the most from that scenario?

Our finances would benefit because we’ve stopped buying stuff we don’t need. Our finances would benefit again because the act of using up and wearing out our current overstock of possessions would eliminate the need to buy more for an extended amount of time. The landfills would benefit because we wouldn’t send things there until the absolute end of their useful life. Donation centers would even benefit because it would reduce the amount of donations they have to sort through and discard in the search for saleable items.

Big Business wouldn’t benefit, however. Their sales would go down because we wouldn’t purchase near as much. The clothing industry would take a major hit because they could no longer persuade us to buy the newest fashions. Even the appliance and electronics industries would feel the pain because instead of buying “newer, bigger, and better” we would hold on to the things we already owned instead of discarding them for new. The only industry that might benefit from this new paradigm would be the storage industry—until we used up our excess to the point where we no longer needed the storage, that is.

While minimalism in the short term may benefit us with clean homes and empty spaces, the questions I’ve asked above make me wonder about who truly benefits in the long run. It makes me re-think my decisions in the past to discard the things I’ve discarded.

This also makes me wonder if my grandparents were smarter than I gave them credit for. They used the things they acquired until those items died and then recycled the pieces into other things to extend the usable life of their purchases even further. I’m beginning to wonder if we all need to start doing that.

To be honest, I would be surprised if I discovered that there was a conspiracy to encourage us to throw away our stuff just to entice us to buy more. That said, I do believe that we need to rethink our actions when it comes to the pursuit of minimalism.

What do you think? Please share your thoughts in the comments below.

Physical Vs. Print Books

Over the years I have waffled between print and physical books. I love having the ability to pull a book off of the shelf and flip to my notes or review certain sections. I don’t know if it is because I grew up exclusively with physical books or if that is the way that my brain works. Regardless of the reason, I’ve collected quite a few print books over the past few years, believing that it was the best path for me to take.

Technology has changed immensely since I made the initial decision to focus almost exclusively upon print books so I have realized that this subject needs to be revisited. This article will discuss the differences between the two formats as I decide if one format is better for me personally.

Ease of Acquisition

If you want to acquire an ebook it is a simple matter of downloading the title desired from the Internet. If you have access to an Internet connection you can acquire almost any book you desire within moments. Websites that specialize in creating ebooks from titles that are out of copyright are prolific these days. There are very few books that one cannot download immediately now–especially if the book in question is an older one.

Print books can be located easily enough from libraries, book sales, thrift shops, friends, and a myriad of other avenues. If a book you desire cannot be located locally you can always order it online. You will have to pay for shipping and wait a few days but you can still acquire them.

The primary difference (aside from speed) when it comes to acquiring either print or physical books is cost. A large number of ebook titles are older and out of copyright; these titles can be acquired for free in digital format but even the oldest print book may cost money to acquire. If the title is an uncommon one (like a first edition), acquiring a physical copy can become prohibitively expensive. While it may not cost much to acquire an older print book locally, shipping expense on physical books can add up over time.

Ease of Access

One of my primary issues with ebooks is the DRM that is so prevalent when you purchase books from major retailers. If those companies go under, what happens to the books you’ve purchased? Will you still be able to access them? Will the money you spent on the digital books be for nothing if the company decides to withdraw your right to access those books? This is a major concern for me. Many ebooks come packaged in a special format that would make it impossible to read the books if you lose access to your reader software or the company decides to revoke your right to read them. That problem doesn’t exist for print books; you don’t need special software to read them and never have to worry about some company telling you that you can no longer access the books you’ve purchased. As long as you have a physical copy, you will be able to read that book. Even better, you can lend that book out if you desire. Many ebooks do not have this ability. Ebook distributors don’t want people to share the ebooks they’ve purchased so they seriously limit–if not completely eliminate–your ability to share the ebooks you’ve purchased.

Search capabilities

Ebooks win in this area. If you can remember a few words from a section, a quick search will retrieve all instances in a book where those words appear. This is much easier to do with ebooks than it is with print books; if the print book doesn’t contain an index, you are forced to flip through the pages until you hopefully get lucky enough to locate the area you are searching for.

However, when it comes to actually locating a book that you are looking for, print wins out if you don’t know the exact title. Humans are geared to recognize things visually. It is a simple matter to sift through a collection of physical books to locate a specific cover, bookmark, or other identifying mark when searching for a particular book. Even with modern ebook readers that feature covers this can be difficult. Publishers (especially indie publishers) tend to change their ebook covers occasionally. When they change the covers on their ebooks, the ebook reader system will update the title with the new cover–rendering your visual ability to locate that book useless.

Space and Portability

You can store an incomprehensible number of ebooks upon a single device and carry that device with you. This grants you the ability to keep an entire library of books in your possession wherever you may go. The only way to comprehend what this means is to try carrying aound a 1,000-plus page book to read during downtimes. I’ve had to do that in the past. When I began learning about computers, many of the books I read were in this page range or even larger. These books can be a logistical nightmare. Just trying to open one up to read a few paragraphs while you’re standing in line is almost physically impossible if you don’t have a place to sit down. With a small computer or ereader, however, you can accomplish this with ease.

Moving can also become a logistical nightmare if you possess a large number of books. These books must be boxed and taken to the place where you have decided to relocate to. If you are moving some distance, this can end up costing a fortune. I’ve encountered this issue several times over the years as I’ve moved from place to place. It was one of the primary reasons I began shifting to ebooks before I settled in this house. I couldn’t afford the time or the expense of moving my immense library from a practical perspective.

Once you settle into a place, physical books add another layer of difficulty to one’s life. You need to acquire some sort of shelving or devise another method of storage for the books. Once you have that in place, you have to maintain your physical book collection by dusting it, rearranging it when the titles get out of order, as well as protecting them from moisture and other hazards. If your physical book collection outgrows the space that you have allotted for it, you either have to eliminate some of the books or expand your storage. This can become quite expensive, especially in light of how much it costs in our modern age to rent or purchase larger homes. Very few of us have the financial luxury of being able to afford a home large enough to store an extensive library of physical books.

In contrast, even the largest library of ebooks can be stored on a tablet, ereader, phone, or backed up on a hard drive. I have several DVDs worth of ebooks stored away that I’ve collected through the years. It takes very little space to store those discs in comparison to storing the physical versions.

Privacy

A modern discussion of the subject of books would not be relevant without discussing privacy concerns. Our world is slowly evolving into a state of constant surveillance. Many of us like to read books that those around us would not approve of if they saw those books on our shelves. I encountered this issue personally many years ago; I was a member of a religious faith that “discouraged” its members from possessing and reading any book that was not officially sanctioned by the leaders of that faith. In fact, that was one of the reasons I began exploring ebooks. It allowed me the freedom to read what I wanted without anyone in that faith to become aware of my unsanctioned reading preferences.

While as a society we may not have degenerated to the point where our reading material can get us in legal trouble, there are some instances where discretion is encouraged. Certain subjects like the Law of Attraction, spiritualism, and even certain reference materials can make family and friends uncomfortable or even hostile if they happen to see these types of titles upon our bookshelves. Because of this, it may be safest to keep certain subjects of reading and research exclusively in digital format–if only to avoid questions.

My Personal Situation

As much as I prefer print books, the space that I have to store them is limited. The shelf I acquired to store my library is overflowing. At some point in the future I will have to reduce my collection by thinning out some of the titles I own. Many of the books I prefer to read are older titles so I wonder at the logic of paying for a physical copy when I could download a digital copy for free instead. Does it make sense to spend money to purchase, say, Moby Dick in a physical book when I can download an ebook version for free?

While I’ve not been openly criticized for my reading preferences in close to a decade, I still carry some emotional scarring from that time in my life. There are some subjects that I refuse to even consider acquiring in print format because of my experiences in the past. Even with that precaution, I have raised a few eyebrows when a curious visitor has taken the time to examine the physical books in my collection. I’ve got a small number of books that I’ve hidden away because I know that there are those in my circle that would not understand my interest in certain subjects.

Privacy hangups aside, my primary concern at the moment is physical. I have no desire to relocate to a larger home; in fact, I may choose to move to an even smaller place in the future to save money on housing. How can I juggle this? I already know that, should I decide to move that I won’t be able to take my entire physical collection with me. If a flood hits this place, I know that I won’t be able to take my physical books with me if I have to evacuate. The DRM limitations on ebooks purchased on major retailing sites makes me nervous; when I acquire a book, I want to keep access to that book, period. There are ways around that but those ways aren’t exactly considered politically correct. Even if I don’t share a single copy of an ebook I possess I may run afoul of the law at some point in the future if I pursue this avenue.

I do have the equipment now that will allow me to read PDF files and even make notes in them on my devices. It’s not the same as holding the physical book in my hand but it’s close. Books acquired in plain text take up even less space than PDF books; if the files are named with some sort of convention, they should theoretically be fairly easy to locate even in a sizable collection. Computerized search capabilities have improved immensely over the past decade as well to the point where computers can even search inside some PDF documents and they’ve always been able to search inside of text files.

I love the beauty of physical books but I’ve reached the point in my life where I need to make a decision. Should I continue to collect physical copies, or should I gradually transition to ebooks? And how do I deal with the fact that my physical book collection has outgrown the space that I have available? Am I being overly paranoid about the privacy aspect? Do I accept the risk of loss if modern DRM controls decide to block access from my ebooks, or should I seek a DRM-free source of any ebooks that I acquire? And should I focus on formats that I can read on any device I happen to possess or resign myself to a single ereader device that may become obsolete?

What book format do you prefer? Why do you prefer that format? If you were in my situation, a situation where space and privacy are major considerations, how would you handle it? Any and all opinions are welcome. I would like to hear a variety of opinions before I make any decisions.

Thank you for your consideration.

When Older is Better

I took the opportunity to visit the computing section of a major store yesterday. Reader John had posted on Facebook about how laptops have gotten to the point where not even the keyboards are easily replaceable so I wanted to confirm his complaint. To my dismay, every single laptop offered for sale was designed in a way to make replacing the keyboards on modern laptops difficult to impossible. The entire machine would have to be dismantled just to get to that one failure-prone component. Thank you for bringing that to my attention, John!

In the past, laptops were designed so that someone skilled in computer hardware could replace a number of components. Keyboards, hard drives, RAM, and other components could be swapped out–not necessarily with ease, but it could be done. That is no longer the case today; computer manufacturers don’t want us to hold on to our machines so they’ve designed them to be almost impossible to repair. Given the prices I noted during my visit to the store yesterday, it wouldn’t even pay to have a tech replace the components.

Software has reached a similar point in evolution. If you want the “latest and greatest” version of Microsoft Office, you have to pay a monthly fee for the priviledge. The same goes for Adobe and a number of other programs. You can’t even enjoy a simple game of Solitaire without either paying for a subscription or being barraged with ads.

One of the saddest aspects of this reality is that it has gotten to the point where those who possess an older computer have an advantage. With the exception of the Front-side Bus (FSB) and a few other areas, older systems are actually faster and more powerful than the new ones being pushed upon us. The software that came bundled with those older computers didn’t require the payment of a monthly fee just to have access to the programs, either. Even better, you didn’t have to deal with hateful advertising whenever you wanted to relax and play the simplest game.

Software companies realized this. That is why they’ve eliminated the ability for these older computers to go online. It is nigh on impossible to get Windows XP to even go online these days; the last time I reinstalled XP I had to fight just to get it to activate. One of the last safe-havens in Microsoft, Windows 7, will soon face that fate as well.

I refuse to participate in this nonsense. Forcing people to view ads or pay for subscriptions only serves to line the coffers of multi-million dollar corporations. Forcing people to discard computers because they have been designed to be irreparable contributes to the destruction of our environment and only serves to rob the average person of money that they could better use elsewhere.

I started my personal rebellion by deciding to keep my ancient Windows XP laptop in service. It was the only operating system that could support the expensive multi-meter software I purchased for my computer repair business, as well as being the only operating system that could play some very old games I liked to play from the days of Windows 95/98. I’d also invested in an old copy of Microsoft Office and some other programs that I didn’t want to have to purchase again so instead of discarding that old laptop I kept it around. The speakers are shot on it now but I just connect an external speaker when I need sound.

I will use that laptop until it dies. If I have to I will dig up an older XP desktop so that I can avoid having to spend $$$$ on replacing that software because no damn tech company is going to force me to buy their damned subscriptions.

When I decided to purchase a desktop computer, I purchased a refurbished business machine. For under $400 I bought a desktop that blows away the specs on modern desktop computers. It came with Windows 10, which allows me to go online in relative safety when the need arises. I’ve already went through a couple of keyboards since I purchased it so the decision to go with a desktop was obviously a good one.

Thanks to Reader John, I will aim for older refurbished systems should I ever decide to purchase another laptop. I want to be able to repair my systems at least to a degree. I refuse to contribute to the madness by making the tech companies richer than I have to. Even better, it will keep those older systems out of a landfill for a few more years.

If you find yourself in the market for a new system I urge you to consider the purchase of a refurbished business-class desktop or laptop. Those systems are designed to be somewhat repairable. You can locate videos online if you want to do it yourself. If you happen to have an older system already (and have no need for the software it currently contains) you may want to consider installing Linux in it instead of purchasing new. Linux has grown to the point where they even offer it on new laptops these days (the OS in Chromebooks is Linux), so it is easy to install and use now.

Whatever you do, do not encourage the hardware and software companies to continue this madness. Don’t let them bully you into paying for a subscription or buying a new computer. If enough of us boycott them, hopefully they will end this madness. If not, at least we will be hitting them where it hurts–right in their wallets.

The Sock Rebellion

I cannot remember the last time I purchased socks. One day I realized that I owned far too many pairs and decided not to purchase any more until the ones I owned wore out.

It is finally starting to happen.

This morning I grabbed a pair out of my bin to discover that both socks contained holes. As I examined them I realized that I could read my computer screen through the heel of the pair.

It is finally time to let them go.

It is amazing to think that I’ve owned a pair of socks for close to a decade. If a pair of cheap socks will last that long, why do we so frequently purchase new?

More importantly, what else are we discarding before it reaches the true end of its life?

This makes me wonder just how long it will be before I wear out the clothes I currently own. In the months since I placed a moratorium on clothing acquisitions, my wardrobe has barely budged.

How much of what we’ve been spending on clothes has been a waste of money? I mean, if a pair of socks can last a decade, how long will a tee-shirt or a pair of jeans hold up if we resist the urge to replace them?

Heck, I’ve got a zip-up hoodie here that I purchased back in the early 2000’s and it’s still going strong.

So why are we still buying clothes if our closets are overflowing and the ones we already own are still functional?

It’s definitely something to think about.

What’s the oldest item of clothing that you own and still wear? Please share your stories in the comments below.

The Joy of Freedom

I have spent the days after my final exam immersed in a new book project. I feel as if I’ve come back to life after walking through the proverbial “valley of the shadow of death” (Psalm 23:4, Revised Standard Version).

A part of me had been dying and I had not even realized it. Bit by bit, with every shift, I had been killing the spark that makes me, me.

The joy I have experienced while I sit at my computer, adding words to a book that will help people instead of slaving away at a job whose only purpose was to enrich a snobbish fuerdai is immense.

To think I almost surrendered that, almost allowed myself to drown in a lifestyle of slavish obedience is horrifying.

And I was almost there. A single phone call would cause me to drop everything, to abandon my studies and my life just so that I could race around the store of a man who barely acknowledged my existence.

And for what?

It certainly wasn’t for money. Almost every single business in this area pays starting workers more than I received as management.

It wasn’t entirely for pleasure. While I adored my coworkers and cherished my customers, I didn’t enjoy soothing growing lines of impatient shoppers while my “superiors” played on their phones and gossiped nearby.

So why did I do it?

I honestly don’t know. Perhaps it was the fact that I am surrounded by people in this area that believe that one cannot survive unless one spends their days making other people richer.

Perhaps it was the fact that I felt lost as my daughter became an adult.

Perhaps it was the constant criticism that I “needed to grow up” and get a “real” job for a change.

Or perhaps it was the doubt that seeped in after years of hearing people tell me that I couldn’t make it.

In the end, the “why” really doesn’t matter.

What really matters is that I would not have been able to do what I did–quit that job in an instant–if not for minimalism.

Jessica Dang of Minimalist Student states on her website that one cannot be truly happy when trapped in the rat race. At her post on the above link, she explains how we have become a society defined by what we own as opposed to what we do.

She makes some valid points. If you’ve not heard of her, I encourage you to visit her site.

Because she’s right.

We cannot be happy slaving away to enrich others. How can we be happy when we’re so exhausted after a shift that we fall asleep as soon as we sit down on the couch?

How can we be happy when we’re forced to drop everything and race to a job that threatens us with financial disaster through termination every time we become ill or need some time off?

How can we be happy when our financial lives are directly tied to the hours we are allowed to work, when the only way to increase our income is to spend even more of our lives at one or more jobs just to survive?

Why? Why are we so convinced that we need to devote our lives to enriching others when we have so much more that we would rather do instead?

Is it to become wealthy?

If that is the case then we are all screwed, because very few people ever become wealthy by working a public job.

The Odd Thing About Wealth

The odd thing about wealth is that the wealthy don’t define their wealth by the amount of money they have in the bank. They define their wealth by the amount of free time they have to pursue the things that they love.

Based upon that metric I am truly wealthy. I was able to quit my job without a backward glance. My bills are all paid and I just spent a relaxing afternoon with my daughter at the local coffee shop.

I didn’t have to check my schedule.

I didn’t have to check my bank balance.

I didn’t have to do anything but get dressed and enjoy my day.

You can do that too, if you want.

When the Seasons Change

As we move through this grand adventure called Life, we change. We have a period of development in childhood. A moment where we think we know all that we need to know in adulthood, then eventually reach the point where we realize that we know absolutely nothing in this grand scheme of things.

Transitions are typically marked by events. Moving away from our family, going to school (or not), working, starting families, retirement—all of these are simply seasons in the life we lead.

I wrote about this a long time ago. I discussed the belief that Minimalism can help ease the transitions we make in our lives by encouraging us to leave the person we were behind as we embrace the person we are becoming.

I embraced Minimalism with open arms when I first moved into this tiny home because of that belief. To ease the transition and reduce my moving expense, I eliminated everything I could. I ended up hauling the few items I chose to keep (mostly my daughter’s possessions) in a single vanload as I settled down to embrace her remaining childhood.

I find myself pondering that as I begin my second semester of college. Life was incredibly simple in those days. I slept on a futon on the floor. I used a coffee table from my childhood as my desk. Instead of spending my days cleaning, I spent my time living.

In hindsight, it was one of the happiest, most productive times in my life.

My Seasons marched onward. My daughter grew up. I embraced things again. Now I’ve embarked upon achieving a dream I’ve had since childhood. Yet instead of devoting every ounce of myself towards my goals, I find myself looking around this place and asking myself if the distraction of stuff is worth it.

I sit down to study only to look around and see things I need to do. The shelves need dusting. The cabinets need organizing. The floor needs sweeping. Each day I complete a list of tasks around this place before I begin, yet in the end there is always something more that needs done.

Is it worth it?

I am beginning to wonder about that.

Four Benefits of Becoming a Minimalist

I initially started down the path of minimalism before I knew the term existed. As a single mother, I discovered that the less I owned, the less time I had to spend cleaning my home. The less I purchased, the less I had to work. Since I wanted to be the best single mother I could be by spending as much time with my children as possible, I embraced the lifestyle of less.

At first, minimalism allowed me to save up enough money during the school year to allow me to take summer vacations off. I would spend every summer savoring my children. In time, minimalism granted me the ability to take several years away from the public workforce. I was eventually blessed with the ability to become a stay-at-home single mother for the last few years of my youngest daughter’s childhood.

I would have never been able to accomplish that if not for minimalism.

Even if you have no desire to live out of a backpack with less than 100 possessions, there are tangible benefits to living your life with less. Here are the four primary benefits that I have discovered:

Minimalism liberates your time

When applied to your schedule as well as your possessions, minimalism can free up large blocks of time. You can use that time to rest or focus upon your goals. I recently learned just how valuable a minimalist schedule could be when I started college last semester. By eliminating toxic friendships, simplifying my daily task list around the home, eliminating several time-wasters (primarily social media and news websites), and focusing on my priorities, I liberated enough time from my hectic schedule to study while ensuring that I got enough rest.

Minimalism reduces your finance burden

While the thoughtful application of minimalism causes you to eliminate unnecessary purchases, it can also allow you to save a small fortune on the two major expenses of life: housing and transportation. I have saved over $100 a month since I eliminated my van in 2014; that number would be even higher if I had possessed a car payment or had owned a vehicle that required full-coverage insurance. I know one person who reduced her auto expense by over $300 a month by eliminating her car payment.

A two-bedroom rental in this area currently costs around $500/month plus utilities. I cut that expense in half by renting a one-bedroom home at first. When my daughter suggested that we become roommates and split the expenses instead of her moving out, we reduced our housing burden even more. We have to be creative to cohabitate in such a small space but the savings (I spend around $200 a month for my portion of the expenses in winter) is immense. It allows me to work a part-time job so that I can focus in my priorities of college and writing.

While I don’t have as much to invest these days due to the expense of attending college, I am still able to set aside money each month, allowing it to build for a future investment.

Minimalism reduces clutter

Before making a purchase, a minimalist will ask if the item will provide them with a tangible benefit. In the case of many impulse purchases, that answer is ‘no.’ As a result, the minimalist doesn’t bring a lot of excess into their home. Over time, the minimalist also examines their possessions to determine whether the item is still being used. The unused items are eliminated, reducing clutter and the need to care and store the items in question.

In some cases, the purchase of a single item can eliminate a number of items around your home. When I purchased a small washer earlier this year, I reduced the amount of clothing I needed to own significantly. Rather than toss or donate the excess, I am using it up. I have eliminated a tidy stack of shirts and pants over the summer, converting many of those worn-out items into cleaning cloths that we discard whenever we use one to clean up something nasty. In time, I will have freed up a significant amount of space in this tiny home and saved a fortune on clothing as well. There is no point in buying new when I have such a surplus, after all.

Minimalism gives you peace of mind

When you can look around your home and know that you have nothing to do, that your home is clean and your tasks completed, you feel a peace of mind that many in this modern age never experience.

I first experienced that sensation when I moved here in 2011 after drastically paring down my possessions. It is so easy to clean and maintain a home that isn’t filled with clutter that you can easily tidy your home. Going to bed with the knowledge that there is nothing left for you to do allows you to sleep better than words can explain.

Do you know of any other advantages of minimalism? Please share your thoughts in the comments below.

Minimalism by Attrition: A Method to Help the Environment and Your Finances

Some claim that minimalism can help the environment (Becker, n.d.) but is this really the case?

When we first discover minimalism, we are excited. We feel overwhelmed and we just want the excess gone. So what do we do?

We sell some.

We donate some.

We toss the rest in the trash.

While many people do decide to actively sell their items or give them away to a friend or family member that can use them, many people decide to donate their excess stuff instead. Due to the large amount of donations currently being received from an overwhelmed populace, thrift stores are becoming overwhelmed (Martinko, 2019). There are a few thrift shops in this area that have stopped accepting donations as a result. Just the other day I walked past a closed-off donation bin; people had dumped their discards on the ground beside of it rather than locate a place that would accept their donations.

Is this good for the environment?

Due to the limited number of thrift shops accepting donations (and sometimes simply due to impatience), many simply decide to toss their discards into the trash. Mountains of unwanted items go straight to a landfill.

Is this good for the environment?

Think about it.

Now consider this: you spent good money to acquire your stuff. Unless you decide to sell it, that money is lost to you if you donate your excess items or send them to a landfill. All of the hours you worked to purchase those items are wasted.

Your discarded stuff equals hours of your life that you can never replace.

There Is A Better Way

Yes, you have too much stuff. I get it. I’m going through that now. Due to the purchase of a washing machine I now have far too many clothes. Due to a shift in how I write and keep records, I have an abundance of office supplies. Due to my love of knowledge (and the kindness of friends and family), I have far too many books for this tiny house.

What happens if I accept the fact that I own too many of these items and toss them in the trash, or find a place that is accepting donations and pass them on?

I learned part of the answer to that question the last time I became overwhelmed and pursued minimalism in earnest. I eventually wore out the items that I kept and had to replace them.

When I began thinning out my possessions in 2009, I had a closet full of clothing. By 2011, I was scouring thrift shops in search of pants after my last pair died.

If I had kept the excess clothing I would still have items that I could use today. Tee shirts and jeans don’t go out of style, after all.

This time around, I have chosen to do things differently. Instead of discarding my excess and literally throwing money away, I have decided to use it up completely. I placed my surplus in storage totes, leaving several items out to use. As those items wear out, I replace them with items from my surplus instead of shopping for more.

I cut up the worn out items and use them for rags until they completely die. Only then do I discard them.

This not only benefits me financially by practically eliminating my clothing budget at present, it benefits the environment by reducing the items that end up in a landfill before their proper time.

This is how we take responsibility for the excess stuff we have accumulated in our lives.

Instead of just passing the problem down the line to thrift shops, donation centers, and landfill managers, we should use the items we have purchased. When we refuse to buy more until our excess is depleted, we teach ourselves how to be responsible stewards of our possessions and we improve our finances in the process.

It is okay to want a new appliance. Keep your old one as a spare or pass it on to someone less fortunate who actually needs it. Even better, use your current appliance until it dies before you replace it with new. Stick the money for the replacement into savings so that you can earn a bit of money while you wait and you won’t have to worry about being broke if the appliance decides to die before payday.

It is okay to want a new car. Sell your old one to someone who will use it and acquire another.

It is okay to want a new computer or phone; just make it a rule to use the one you already have until it dies. Better yet, repair it when economically feasible to delay replacement for as long as you possibly can. Technology isn’t changing fast enough for it to matter much any longer.

And it is okay to want new clothes if you use up what you already have hanging in your closet first.

Since I’ve shifted my personal mindset I’ve had to cut up a small stack of shirts for rags. Several of those rags were used to clean some nasty items around the house and then discarded. When I ran out of tiny notebooks for use at work, I cut up some of my excess paper and used a stapler to make more. When we ran low on ink pens at my workplace, I donated some of my excess to the cause.

When a friend of mine revealed a fondness for romance novels, I gifted her with my surplus. She was delighted.

Bit by bit the surplus is fading in my tiny home. Bit by bit the items are being used up completely or passed on to someone who can use them. Bit by bit I am learning to take responsibility for the excess I have acquired.

And bit by bit I am easing the burden on the thrift shops and landfills by not adding to their problems by discarding useful items.

Will you join me on this journey?

References

Becker, J. Good for the Environment. Retrieved from https://www.becomingminimalist.com/benefit-good-for-the-environment/

Martinko, K. (2019). Thrift stores are overwhelmed with donations, thanks to Marie Kondo. Retrieved 7 August 2019, from https://www.treehugger.com/cleaning-organizing/thrift-stores-are-overwhelmed-donations-thanks-marie-kondo.html

How to Live an Intentional Life

It takes a bit of thought to sort through the chaos and programming to determine just how you want to live your life.

My first trip down this path was simple in comparison. I had one goal I wanted to achieve. I wanted to be a stay-at-home single mother for my daughter, so I did what I had to do in order to make that happen.

Life isn’t static, however, so once that goal was complete it was time to set a new intention.

Throughout your life, you will encounter different phases. When you’re young, you may want to go out and see the world or strive to be on top of the world through your career choices. As you start a family, your focus may change to becoming a good parent, to raise your children in a thoughtful, responsible manner.

And when your children are grown, you will have to figure out what you want to do with yourself once your children are gone. Depending upon what you’ve already experienced, you may simply be tired and want some time to recharge.

There is nothing wrong with that.

I honestly believe that we will never have it all “figured out.” We will never be able to set a single path for our life because life is a journey with many different paths to choose from. Instead of trying to figure it out, trying to figure out a single path to follow until the end of our days, we simply need to determine what we want in the foreseeable future and head in that direction.

In my life, I’ve realized that I want to acquire the financial stability required in order to eliminate the need to work a public job. While I doubt that I will ever want to stop working entirely (sitting around the house can make you stir-crazy), I do want to have that option.

I want to focus a bit on my health as well as grow a bit mentally and emotionally, and I’ve also realized that writing is a part of who I am now. Even at my lowest points I search for a meaning that I can pass on to help others. While I never imagined it being more than a hobby when I first started blogging, it has now become a major focus of my life. I am okay with that.

I’m going to share with you the steps I’ve decided to take in hopes of giving you an idea as you decide upon the path you want your life to follow. I may not have everything figured out but that’s okay. I’ve got a basic plan and that’s all you need as well to get started.

In order to achieve financial freedom I will continue living beneath my means. I’ve changed my plan a bit to accommodate the fact that I want to reduce some of the stress on my life, however. I intend to take 10% of everything I earn (passive or active income) and place it in the safest investments that I can over time. This is based upon the advice given in George Clason’s book The Richest Man in Babylon (Clason, n.d.). In this book he stresses the need to keep 1/10 of any income earned to save and invest in the most cautious manner possible. I’ve decided to combine his advice with that of Michael Cheung’s from the book Sun Tzu The Art of Making Money: Strategies for Getting Through a Tough Economy. He discusses the importance of having a good foundation in place to establish financial security. (Cheung, 2012). To fulfil that need, at first the 10% will be used to fully fund an account that will only be accessed in the direst of emergencies. The overflow from that account will be invested in the safest investments I can locate over time. The money I have left over each month after the 10% deduction will be saved up and invested as usual, though perhaps not quite as often, since investing fees can add up on smaller stock purchases.

This new procedure will allow me to hedge my bets as I move towards my ultimate goal of financial freedom.

Since I prefer a simpler, calmer life I intend to simplify the things around me, eliminating my excess over time as I move forward. I’m wiser now from my previous experience with minimalism and I intend to use the wisdom gained. Instead of simply eliminating the excess I’ve acquired I have resolved not to purchase more until I actually need to. I will use up the items I already own instead. I see no point in donating them to an agency where they may end up on a landfill (due to the surplus already available at thrift shops) until they have reached the end of their usefulness. Items that I know that I won’t ever need again will be passed on to the best of my ability.

As you can see from my example, it doesn’t take an immense amount of work to reconfigure your life. With just a bit of thought and planning you can not only enjoy your present but slowly work towards the life of your dreams.

What steps can you take to lead a more intentional life as you work towards your dreams? Please share your thoughts in the comments below.

REFERENCES

Clason, G. (n.d.). The Richest Man In Babylon.

Cheung, M. (2012). Sun Tzu The Art of Making Money: Strategies for Getting Through a Tough Economy. 1st ed. Allysky.

How Minimalism Can Help You Achieve Financial Freedom

In 2011 I broke free of wage slavery for my very first time. My book royalties had reached the point where I could live on them without the need for a job, so I quit it to achieve my goal of being a stay-at-home single mother.

I enjoyed that life for several years but I found myself too close to the problem when my royalties dipped. After struggling for a bit I went back to work to regroup for another attempt.

What I don’t discuss much on this blog is the fact that I would have never been able to make that first leap if it hadn’t been for minimalism. If I had not actively pared down my possessions and my spending, I would have never been able to quit my job to stay home with my daughter at all.

In hindsight, I realize now that my pursuit of minimalism was behind my ability to take summers off to stay with my daughter for several years previous to achieving that goal. By limiting my purchases and my household expenses, I was easily able to conserve enough money to support us for several months each year.

In light of that fact, I must confess that I haven’t given minimalism the credit it deserves in my success. Even now I apply minimalist practices to my life as I prepare for my next, hopefully permanent attempt to achieve financial freedom.

Anyone can do what I’m doing. While your individual circumstances may be different, the act of reducing what you own and spend can make a massive change in your life. If you add a passive income source into the formula, you have the secret to attaining complete financial freedom.

How to Attain Financial Freedom

  • Look at your life right now. Chances are you have stuff you rarely (if ever) use, rooms that stay empty the majority of the day, and a vehicle or two you rarely (if ever) drive. Eliminate them. If you can sell the items for extra cash, use that money to pay down any debt you may have and build up an emergency savings account. Don’t worry about investing at the moment; right now we’re just trying to reduce the amount of space you need and how much money you need to survive.
  • If your home isn’t paid for (or the payments extremely low), consider moving to a smaller home as close to your job and basic shopping (such as a grocery; Wal-Mart delivers these days) as possible. If you own your home, consider renting it out to develop a passive income stream. Use caution if you owe a mortgage on the property. Unless you can rent the property for more than the mortgage payment (and have enough set aside to cover any down-time between tenants as well as some basic repairs), you may end up struggling financially whenever your tenants move out. If you can manage it however, that passive income will take you closer to freedom.

I need to note here that this was the primary way that my daughter and I managed to minimize our expenses. By ruthlessly minimizing our possessions, we transitioned from needing a two-bedroom home down to a one-bedroom, slashing our housing expense immensely. I shopped around until I located a rental in town that was extremely cheap to maximize the savings. It wasn’t in the prettiest area of town but since we don’t own the things that thieves like to steal (and we keep to ourselves), no one ever bothers us. We managed to cut our housing expense in half (more, considering that local rents have went up a bit since we moved here) as a result.

By eliminating our excess possessions we also eliminated the need of having to rent a self-storage unit as well, which saved us a few dollars more each month. We also benefit from lower utility bills year-round since it costs significantly less to heat and cool a smaller home than a larger one.

  • As a result of selecting a smaller home that was close enough to stores that offered the essentials like food, we were able to eventually eliminate our next largest expense: our vehicle. We both walk to work, hitching rides with coworkers and friends occasionally when the need arises but for the most part we can easily walk wherever we need to go. At first, however, we simply settled upon a nice older van that we purchased for cash, since financing a vehicle can almost double the price you pay for it if you aren’t careful. This allowed us to gradually transition to a life that didn’t require a vehicle for our daily needs.
  • Limit your exposure to advertising. Advertising is designed to make you feel insecure if you don’t spend your money buying the stuff they want you to buy. Traditional television programming is filled with advertising so the fastest (and easiest) way to drastically cut down on the advertising you are exposed to on a daily basis is to eliminate it. If you enjoy watching shows and movies, consider investing in a Netflix or Amazon Prime subscription. Since many modern televisions allow you internet access, you can continue using it while limiting your exposure to ads that are designed to make you feel insufficient. I noticed an immediate change years ago when I cancelled our cable television subscription. My children asked for things less frequently and I personally noted a desire to purchase less within days of cutting the cord.

There are other ways to cut expenses but those are the ones that will save you the most money. If you wish to learn how to lower your expenses even more, I urge you to read my book The Shoestring Girl. It goes into detail about how I manage to live on $500 or less a month.

Once you have pared down your finances to the point where you know how much money you need to live on each month, proceed to the next section.

  • Develop a passive income stream. The Internet has created an immense opportunity for those who decide they want to escape the rat race of wage slavery. You can share affiliate links (like I do on this blog occasionally) to promote products and services that you believe in. You can develop your own products to market and sell on a website. There is a huge demand for steamy romance novels currently, so if you enjoy fantasizing about that, you could turn those fantasies into a passive income stream by publishing them online. I have a number of friends who have become quite wealthy doing just that. In fact, I have explored that option personally. While I am much more comfortable sharing my personal experiences to help others, you may find that writing romance novels both enjoyable and lucrative. If so, I highly recommend it. My friends report that they receive thousands of dollars a month in book royalties from their romance novels, and E. L. James became very wealthy simply by converting a piece of Twilight fanfiction into a book series.

For those who have no interest in writing books or internet marketing, don’t worry. There are things you can do to develop passive income streams as well. The most lucrative of those is in real estate. You can purchase inexpensive homes (mobile homes, even) to start out. Clean them up and rent them out. You’ll have to go around once a month to inspect your properties and collect the rent but that is a lot less work than having to show up each day at a 9-5. There are many books available that will help guide you through the process.

You can also invest in dividend-paying stocks as well as bonds. Both of these provide a somewhat stable income stream (no form of passive income is perfect). I am currently investing in dividend stocks as an additional passive income source for when I decide that I am ready to reduce or eliminate working at a public job again.

I highly advise you to create at least two passive income streams before you decide to quit your day job. Things can happen that will cause your passive income to drop, if not disappear. Everett Bogue discovered this the hard way and ended up stranded in Japan. He was forced to sell his laptop for air fare back to the states. I would link to that story but it is old news and has faded from the internet. He is currently working two jobs to survive.  I experienced this personally when my book royalties dropped to the point where I felt the need to return to a public job. If I had been smart back then, I would have heeded the warning his experience provided and adjusted my life accordingly. I could have easily invested enough money back then to have eliminated the need to go back to working at a public job. I didn’t, so I am paying the price of that mistake now.

  • Eliminate your debt. Every debt you eliminate will take the amount you need to live on even lower. While a credit card can benefit you if used wisely (pay off the balance each month), credit as a general rule is verboten. You want to spend your money enjoying your life, not funding the excess of the bankers. The only possible exceptions to this rule would be to finance rental property or to invest in a class that will teach you how to grow your passive income further. Use extreme caution before making these decisions.
  • Build up an emergency fund. You need to have several months’ worth of expenses saved away in an easily accessible interest-bearing account in the event your passive income takes a slight dip or another emergency arises. In hindsight, this was one thing I did right. I stashed away my excess money each month when my book royalties were high. That enabled me to survive for quite a while as my royalties began to drop.
  • Develop your passive income stream to the point where it will more than cover your normal expenses before you decide to stop working. This way you can invest the excess into dividend-paying stocks, bonds, or another form of passive income source such as real estate. This way, even if your current passive income remains stable (or drops a bit), your passive income will continue to increase over time.
  • Once you have created an emergency fund, paid down or eliminated your debt, reduced your expenses as low as you comfortably can, and developed a passive income stream that more than covers them you can safely make the leap. You can reduce the amount of hours you work gradually or eliminate working entirely.

Even now, by following these precepts, I am able to work only part-time instead of getting a full-time job. My monthly expenses are lower than ever now that my daughter has become my room-mate, so we have taken advantage of the situation by investing our excess money and using the time gained to our advantage. Katie enjoys eating out and spending money a bit more than I do, so she has opted to work full-time since she likes to keep busy. She still manages to set money aside each month into her savings as well as attend college full-time by paying as she goes. Like her mother, she has an aversion to debt.

I have money left over from my part-time paycheck every month. I combine that with my (once again) growing book royalties to invest in dividend stocks. I use the extra time I have available to go to college as well, take care of my home, and to write posts like this one that will hopefully help others achieve their own financial freedom.

If you found this post informative, please take a moment to share it with a friend. You may help them realize that they don’t have to be trapped in the chains of wage slavery forever. They too can achieve financial freedom if they want.

If you have already achieved financial freedom (or are working towards that goal), please share your story in the comments below. We all benefit when we share our knowledge.

If you have a blog of your own, consider writing a piece about this post. Do you agree with these steps, or do you feel that something is missing? Be honest in your comments. This will help others learn from our beliefs and experiences. If you feel that my experiences will help your readers, let me know so that we can arrange an interview. If you feel that your personal experiences may benefit my readers, email me as well because I would love to interview you. You can reach me at annie at annienygma dot com.

Have a great day,
Annie